Zia Khan, Mortgage Broker at Count Ready Limited in Chelmsford

Zia Khan is a mortgage broker at Count Ready Limited, supporting individuals, landlords and property investors with a wide range of property finance solutions. His experience covers residential mortgages, buy-to-let finance, HMO mortgages, limited company mortgages, commercial lending, bridging finance, protection and general insurance.

He works with clients across Chelmsford and the surrounding areas, providing clear and structured mortgage advice tailored to individual financial circumstances and property goals.

Mortgage advice is tailored to your needs and provided in line with current UK regulatory standards.

Mortgage Advice in Chelmsford and Across Essex

If you are searching for a mortgage broker in Chelmsford, it is important to work with an adviser who takes the time to understand your financial position, borrowing objectives and long-term plans before making recommendations.

Zia supports clients purchasing a first home, moving property, refinancing existing borrowing, expanding a property portfolio, or arranging specialist finance solutions.

Recommendations are based on affordability, lender criteria and suitability. Where appropriate, we consider options from a broad panel of lenders to identify competitive mortgage solutions.

How Mortgage Advice Is Delivered

Every mortgage application begins with a detailed review of the client’s circumstances. This allows recommendations to remain suitable and aligned with current lending requirements.

The process may include:

• Reviewing income, expenditure and credit commitments
• Explaining mortgage products and repayment options
• Discussing lender criteria and associated costs
• Supporting communication with lenders, solicitors and estate agents
• Providing guidance throughout the mortgage application process

Clients are encouraged to ask questions throughout the process to make informed decisions with confidence.

Areas of Advice

Count Ready Limited provides advice in the following areas:

Residential Mortgages

Support for first-time buyers, home movers and homeowners purchasing a new main residence.

Buy-to-Let Mortgages

Guidance for landlords purchasing or refinancing investment properties, including portfolio lending considerations where applicable.

HMO Mortgages

Advice for landlords purchasing or refinancing Houses in Multiple Occupation, subject to lender criteria and underwriting.

Limited Company Mortgages

Support for property investors purchasing or refinancing through limited company structures. Tax treatment depends on individual circumstances and may change.

Commercial Mortgages

Funding solutions for business premises and commercial property purchases, subject to lender assessment.

Bridging Finance

Short-term lending solutions for time-sensitive transactions, property refurbishment projects or chain breaks where appropriate.

Protection and General Insurance

Advice on protection and insurance products designed to help safeguard individuals, families, properties and financial commitments.

Supporting Different Client Circumstances

Zia supports a wide range of clients, including:

• Self-employed applicants with complex income structures
• First-time landlords entering the property market
• Experienced investors expanding property portfolios
• Homeowners reviewing existing mortgage arrangements
• Clients requiring specialist lending solutions

Every case is assessed individually. Mortgage approval remains subject to lender underwriting, affordability checks and eligibility criteria.

Location and Availability

Zia, a mortgage broker in Chelmsford, works with clients in Chelmsford and the surrounding areas across Essex. Advice can also be provided remotely where appropriate, offering flexibility for clients with busy schedules or those located further afield.

• Braintree
• Brentwood
• Basildon
• Billericay
• Maldon
• Witham
• South Woodham Ferrers

Speak to Zia Khan

If you require mortgage advice in Chelmsford or elsewhere in Essex, you can arrange an initial discussion with Zia Khan at Count Ready Limited to explore your circumstances and property goals.

The aim is to provide clear, transparent information so you can make informed financial decisions based on suitability, affordability and your long-term objectives.