With a strong foundation in property and finance, I’m here to help you confidently navigate your home-buying or remortgaging journey. As an experienced landlord and a firm believer in home ownership, I’m dedicated to making your property goals achievable, no matter their size. Each decision you make about your home is significant, and I’m here to offer expert guidance that aligns with your unique needs, providing tailored solutions that not only simplify the process but protect your interests along the way.
As a lifelong enthusiast of property and finance, I founded Bay Tree Finance with the goal of making the mortgage process accessible and empowering for everyone. My journey started as a landlord, where I quickly learned the complexities of property ownership and the importance of finding the right financial solutions. I realized that others could benefit from the same insights I gained, so I set out to create Bay Tree Finance—a company dedicated to guiding clients through every step, from purchasing their first home to protecting their investments.
As a property investor myself, I know the challenges and opportunities that come with buy-to-let mortgages. I work closely with my clients to understand their investment goals and find mortgage solutions that maximize returns. Whether you’re building a portfolio or managing a single property, I’m here to help you navigate the process confidently, securing rates and terms that support your long-term success.
When clients need quick access to funds, I offer guidance on bridging finance—a short-term loan solution designed to bridge the gap in critical moments. I understand the importance of acting fast in property transactions, and I work to ensure my clients have the flexibility to make those time-sensitive decisions with peace of mind. My goal is to simplify bridging finance so clients can seize opportunities without delay.
Protecting my clients’ assets and families is a priority for me, which is why I’m committed to offering comprehensive advice on protection products. I help clients find the right life, income, and critical illness coverage, tailored to their unique needs. For me, it’s about more than policies—it’s about making sure my clients are prepared for life’s uncertainties and that their investments and loved ones are safeguarded.
With over 200 lenders and providers at my disposal, you can be confident that I’ll find the right solutions tailored to your unique needs—whether it’s for a new home, buy-to-let investment, or comprehensive protection coverage. From securing competitive mortgage rates to arranging life, income, and critical illness protection, I’m here to make the entire process smooth and stress-free. Whatever your financial goals, I’ll help you navigate your options so you can move forward with confidence.
To get in touch, please fill out the contact form. Your information will be used solely to assess your needs and to provide tailored mortgage or protection advice. We take data privacy seriously, and your details will be stored securely in compliance with GDPR regulations, ensuring they remain confidential and are only shared with lenders or third parties essential to your application.
Bay Tree Finance is a trading style of Connect IFA Ltd, authorized and regulated by the Financial Conduct Authority (FCA) under reference number 441505. Please note that the FCA does not regulate certain products, including Business Buy-to-Let Mortgages and Commercial Mortgages for Limited Companies. A fee is payable for arranging your mortgage, typically 0.5% of the mortgage balance (e.g., £500 for a £100,000 mortgage).
As a credit broker, Bay Tree Finance may receive commission from lenders after transaction completion. This commission does not impact the terms you receive. If you wish to make a complaint, please contact Compliance at Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL, or call 01708 676110. If unresolved, you may refer the complaint to the Financial Ombudsman Service.