Looking for a Mortgage adviser that works for you?
With a strong background in property and finance, I am here to help you confidently approach your buying or remortgage journey. As an experienced landlord and an advocate for home ownership I am committed to achieving your property goals, regardless of their scale. Every decision regarding your home or investment is essential. I offer expert guidance tailored to your specific needs, providing solutions that simplify the process while safeguarding your interests at every step.
Martin Lunn - BA CeMap
My passion for property and finance led me to establish Bay Tree Finance so I could provide you with clear support that works for you. My experience began as a landlord where I encountered the challenges of property ownership and recognised that I could provide tailored financial solutions so others could benefit from this knowledge.
The company is committed to assisting clients at every stage whether buying their first home or managing their investments.
My Dedication to you!
With access to over 200 lenders and providers, I can help you find solutions designed to suit your specific needs. Whether you’re purchasing a new home, investing in a buy-to-let property, or seeking comprehensive protection coverage, I offer guidance every step of the way. From securing competitive mortgage rates to arranging life, income, and critical illness protection, I aim to make the process straightforward and hassle-free. Whatever your financial aspirations, I will guide you through your options so you can proceed with confidence.
We Have Access to
200+
Lenders and Providers
What we offer
Protection
As a property investor myself, I understand the challenges and opportunities involved with buy-to-let mortgages. I work closely with my clients to identify their investment goals and secure mortgage solutions that enhance returns. Whether you are growing a portfolio or managing a single property, I am here to guide you through the process with confidence, ensuring you secure rates and terms that support your long-term success.
Buy-to-Let
Protecting my clients’ assets and families is my top priority. I am dedicated to providing clear and practical advice on protection products. I assist clients in selecting life, income, and critical illness cover that suits their specific needs. My approach goes beyond policies. It ensures clients are prepared for unexpected events while safeguarding their investments and loved ones.
Bridging
When clients require quick access to funds, I provide expert advice on bridging finance—a short-term loan option designed to cover gaps during urgent situations. I recognise the need to act swiftly in property transactions and focus on giving my clients the confidence to make time-sensitive decisions. My approach is to make bridging finance straightforward, enabling clients to take advantage of opportunities without unnecessary delays.
To get in touch please fill out the contact form. Your information will be used solely to assess your needs and to provide tailored mortgage or protection advice. We take data privacy seriously and your details will be stored securely in compliance with GDPR, ensuring they remain confidential, and are only shared with lenders or third parties essential to your application.
Your home may be repossessed if you do not keep up repayments on your mortgage or loans secured on it.
Bay Tree Finance is an Appointed Representative of Connect IFA Limited 441505, which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.
The FCA does not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Bay Tree Finance Registered Address: 320 Firecrest Court, Warrington, United Kingdom, WA1 1RG Registered in England and Wales No: 15975183
We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation. Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we usually charge a fee of £500.