Who are we?
At CP Mortgage Solutions Limited, we understand that buying a home or investing in property is a major financial step. Based in the West Midlands, we’re an independent mortgage broker with strong knowledge of the local market. Having the right mortgage and clear advice is key to achieving your property goals.
We are whole-of-market mortgage advisers with access to a wide range of lenders and competitive deals. This includes exclusive mortgage products that aren’t available when going directly to lenders. Whether you’re buying your first home, remortgaging, or expanding your buy-to-let portfolio, we can help you secure a suitable deal.
Our mortgage and protection advice is fully independent. We are not tied to any specific lender or insurer, so our guidance is based on your needs. We carry out a full review of your circumstances before offering any recommendations. You can expect a tailored approach designed to suit your financial goals.
We also provide advice on life cover, income protection, and other policies to help protect your home and finances. Our advisers manage the process from start to finish, including paperwork and lender communication, to make things easier for you.
Our business is built on trust, transparency, and fairness. Treating customers fairly is not just a requirement; it is a key part of our service. We provide honest advice, clear explanations, and continued support throughout your mortgage journey. We’re committed to helping you make informed choices with confidence. You can find us on: Find Mortgage Advisers
Why Choose CP Mortgage Solutions Limited?
Independent & Whole-of-Market
As a fully independent broker, we compare hundreds of mortgage deals across the market. We’re not restricted to any lender’s products. This allows us to offer you access to a broader selection than banks or online comparison sites. We search the entire market to help you find a suitable deal at a competitive rate.
Wide Range of Lenders & Competitive Rates
We work with high street banks, building societies, and specialist lenders. This wide network means we can often secure exclusive offers. These are not available to the public or through other brokers. Our access to competitive rates could reduce your monthly repayments or save money over the full mortgage term.
Local Expertise in the West Midlands
Being based in the West Midlands, we understand the regional property market. We assist clients in Birmingham, Wolverhampton, Walsall, Dudley, and nearby areas. Our local focus helps us offer relevant guidance that reflects the housing trends and economic conditions in your area.
Clear, Honest Advice and Fair Treatment
We follow the principle of Treating Customers Fairly in every aspect of our work. You’ll receive honest advice and clear communication throughout. We explain your options in plain English and only recommend products that match your needs. Our advisers are qualified and regulated to ensure high standards.
End-to-End Support & Protection Advice
Our team will support you from your first meeting to final mortgage approval. We manage the full application process and deal with lenders on your behalf. We also advise on protection products to help safeguard your home, income, and family. This means you can deal with one adviser for both mortgage and insurance needs.
CP Mortgage Solutions Limited offers more than mortgage advice; we provide trusted support through every stage of your property journey. With access to a wide lender panel, local market insight, and a strong focus on fairness, we work to secure a mortgage that fits your life.
Residential Mortgages with CP Mortgage Solutions Limited | West Midlands
Buying a home is one of the most important financial decisions you will ever make. A residential mortgage, also known as a homebuyer mortgage, is the loan that helps you purchase the property you intend to live in. You’ll contribute a deposit, while your chosen mortgage lender provides the rest, based on the property’s purchase price or valuation (whichever is lower). The mortgage is then repaid, with interest, over an agreed term.
CP Mortgage Solutions Limited specialises in guiding homebuyers across the West Midlands through this process with clear, professional advice. Whether you are a first-time buyer, moving to a new property, or seeking to remortgage for a better deal, we make the journey as straightforward as possible.
Commercial Mortgages with CP Mortgage Solutions Limited | West Midlands
Looking to purchase or remortgage a commercial property or business premises? CP Mortgage Solutions Limited provides access to a wide range of commercial mortgage options across the West Midlands. Our experienced commercial mortgage brokers can help you find funding tailored to your business or property plans.
Why Consider a Commercial Mortgage?
Commercial property can offer attractive rental returns, often exceeding those seen in residential buy-to-let. For business owners, purchasing premises may reduce rental costs over time and provide long-term financial stability. Owning your building gives you greater control and the chance to build equity.
Whether you’re expanding your investment portfolio, buying your first business premises, or refinancing an existing property, a commercial mortgage may suit your plans. These mortgage arrangements are typically more complex than residential loans. That’s why expert guidance is vital to ensure the terms meet your needs and remain within UK lending regulations.
Protection with CP Mortgage Solutions Limited | West Midlands
At CP Mortgage Solutions Limited, we understand that life can bring sudden changes. Illness, job loss, or bereavement can create lasting financial pressure. Based in the West Midlands, we help you arrange suitable protection so your family’s lifestyle and home are not put at risk.
Why Protection Matters
People often realise too late how vital insurance is. Many are quick to insure a phone or car but overlook policies that protect their home, health, and family. Life cover, critical illness protection, and income protection provide financial stability when unexpected events occur.
Without proper advice, your cover may be unsuitable or too expensive. We offer guidance that fits your personal and financial situation. Our aim is to ensure your family will receive the right support if difficult circumstances arise.
Independent Advice, Tailored to Your Needs
As whole-of-market advisers, we are not restricted to one panel of providers. We search across many insurers to find cover that matches your needs and budget. You receive impartial advice, with no links to any one insurer.
We take time to understand your situation. You might be buying your first home and need mortgage protection, looking for family life cover, or securing income in case of illness. Our focus is always on finding the right solution for your goals.
Our Commitment to You
CP Mortgage Solutions Limited follows clear principles: honesty, fairness, and clear communication. We always treat customers fairly and ensure you understand your options. From the first conversation to setting up your policy, we offer clear, practical, and professional support.
What Makes Us Unique?
We do more than just arrange mortgages. We offer clear, personal advice that suits your needs. Based in the West Midlands, we focus on making the mortgage process straightforward. Our aim is to help you find a deal that fits your situation. We work with a wide range of UK lenders, including high-street banks, building societies, and specialist mortgage providers. This means we can access exclusive products and competitive rates not always found elsewhere.
Whether you’re a first-time buyer, moving home, remortgaging, or investing in buy-to-let property, we’ll help you choose from options that make sense for your goals. We take the time to learn about your circumstances before giving advice. We also offer mortgage protection and insurance solutions suited to your needs. We handle the paperwork and communicate with the lenders on your behalf. That means less stress and more time for you to focus on your next move.
Local Expertise, Trusted Advice
We’re independent mortgage brokers based in the West Midlands. We combine industry experience with strong local knowledge. Our team puts your interests first. We follow strict standards and ensure you’re treated fairly throughout the process. Every client gets clear advice, tailored to their personal and financial goals. We focus on clarity, trust, and doing what’s right for you. Securing the mortgage is just the beginning. At CP Mortgage Solutions Limited, we’re here to support your financial well-being long after the deal is done.
Contact Us Today
CP Mortgage Solutions Limited is an Appointed Representative of Connect IFA Limited 441505, which is Authorised and Regulated by the Financial Conduct Authority and is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 104114
The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
Your property may be repossessed if you do not keep up repayments on your mortgage
There will be a fee for mortgage advice, the precise amount will depend upon your circumstances. Your Consultant will confirm the amount before you choose to proceed but we estimate it to be a minimum
of £499 or 0.5% of the mortgage balance — for example, £500 on a £100,000 mortgage.
We usually charge a fee of £199 admin fee when submitting your application to the lender.
The Old Doctor’s House, 74
Grange Road
Dudley
West Midlands
DY1 2AW
Registered in England and Wales No: ZB956527
Check us out on social media!
CP Mortgage Solutions is an appointed representative of Connect IFA
Commission Disclosure
We are a credit broker and not a lender. We have access to an extensive range of lenders. Once we have assessed your needs, we will recommend a lender(s) that provides suitable products to meet your personal circumstances and requirements, though you are not obliged to take our advice or recommendation.Whichever lender we introduce you to, we will typically receive commission from them after completion of the transaction. The amount of commission we receive will normally be a fixed percentage of the amount you borrow from the lender. Commission paid to us may vary in amount depending on the lender and product. The lenders we work with pay commission at different rates. However, the amount of commission that we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement.
How to make a complaint
It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to:
Compliance Department
Connect IFA Ltd
39 Station Lane, Hornchurch, RM12 6JL
Call: 01708 676110
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service:
www.financial-ombudsman.org.uk
Think carefully before securing other debts against your home.
By consolidating your debts into a mortgage, you may be required to pay more over the entire term than you would with your existing debt.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration