What we offer
At Mortgage Correct, we make securing a mortgage simple and stress-free. Our Mortgage Calculator delivers instant, tailored estimates, helping you plan with confidence.
More than just a brokerage, Mortgage Correct is your partner in home financing. With extensive industry expertise and deep market insights, we connect you with the most competitive and suitable mortgage solutions.
Whether you’re purchasing your first home, growing your property portfolio, or looking to refinance, we provide expert guidance to ensure you make informed, value-driven decisions.
How Mortgage Correct can help you
Beyond Mortgages—We Connect You to Exclusive Opportunities
At Mortgage Connect, we do more than match you with mortgage and insurance solutions. We provide exclusive access to a vast network of lenders and providers, ensuring you secure the best possible deal—tailored to your unique needs.
Unmatched Market Access
- 200+ Lenders & Providers – Gain access to a broader range of options beyond what’s available on the high street.
- Exclusive Lenders – Benefit from lower interest rates, better terms, and bespoke deals from lenders who aren’t available to the general public.
- Specialist Mortgages & Insurance – Whether you’re self-employed, a property investor, or need commercial financing, we connect you with specialist lenders who understand complex financial situations.
Better Deals, Bigger Savings
- Lower Interest Rates – Our strong relationships with lenders help us secure rates often better than those offered by mainstream banks.
- Reduced Fees & Exclusive Offers – Many of our partners provide special deals, cashback incentives, or discounted fees you won’t find at traditional banks.
- Tailored Financing – We don’t believe in one-size-fits-all. Instead, we match you with a mortgage or insurance policy aligned with your financial goals.
A Seamless, Hassle-Free Process
- We Handle the Negotiation – No need to spend hours searching. We compare lenders and secure the best terms for you.
- Less Paperwork, Faster Approvals – With our expertise and strong lender relationships, we speed up approvals and simplify the process.
- Expert Guidance – From application to final approval, our team ensures you fully understand your options and make informed financial decisions.
At Mortgage Connect, we believe better access leads to better deals. Get in touch today and take the next step toward securing your financial future.
Residential
Find the Right Residential Mortgage – Even If You’ve Been Declined
A residential mortgage is a loan used to purchase a home you intend to live in. Whether you’re a first-time buyer, moving home, or remortgaging, securing the right mortgage deal is crucial.
However, getting approved isn’t always easy. Lenders have strict criteria, and if you’ve been declined before, it may feel like your options are limited. That’s where Mortgage Correct comes in—with access to 200+ lenders and providers, we help you find the best solution.
Why Choose Mortgage Correct?
Unlike applying to a single bank, a mortgage broker can explore options across a wide range of lenders, including high street banks and specialist providers. This means you can:
✔ Find a lender willing to approve your application, even if others have declined it.
✔ Access exclusive mortgage deals that aren’t available to the general public.
✔ Match with the right lender, whether you’re self-employed, have a complex income, or a low credit score.
✔ Save time and hassle—we handle paperwork, negotiations, and the application process for you.
Been Declined Elsewhere? Other Lenders May Say Yes
A rejection from one bank does not mean all lenders will say no. Every lender has different requirements, and some are far more flexible than others. Our brokers focus on finding solutions—where others see roadblocks, we see possibilities.
Get the Right Mortgage for Your Needs
✅ Looking for a lower interest rate?
✅ Need a higher borrowing amount?
✅ Want a lender that understands your financial situation?
We can help. Find out what mortgage deals you qualify for—contact us today.
Unlock the Right Commercial Mortgage for Your Business
A commercial mortgage is a loan used to purchase or refinance property for business purposes. Whether you’re buying premises for your own company, investing in commercial property, or refinancing an existing loan, securing the right mortgage deal is essential.
However, commercial mortgage approvals can be complex. Lenders assess factors like business revenue, credit history, and property type, making it challenging to find the right fit—especially if you’ve been declined elsewhere. With access to 200+ lenders and providers, Mortgage Correct can help you secure the right deal.
Why Choose Mortgage Correct for Your Commercial Mortgage?
Unlike applying to a single bank, we search across a wide panel of lenders, including high street banks and specialist providers, to find the best financing options. With us, you can:
✔ Access lenders willing to approve your application, even if others have declined it.
✔ Secure exclusive commercial mortgage deals not available to the general public.
✔ Find tailored solutions whether you’re a business owner, investor, or developer.
✔ Save time and effort—we handle negotiations, paperwork, and approvals for you.
Been Declined? We Can Still Find a Solution
A rejection from one lender doesn’t mean all doors are closed. Each lender has different requirements, and some are more flexible than others. Our brokers specialize in finding solutions where others see obstacles.
Find the Right Commercial Mortgage for Your Needs
✅ Looking for better rates and terms?
✅ Need higher borrowing limits?
✅ Want a lender who understands your business model and goals?
We’re here to help. Contact Mortgage Correct today and discover the best commercial mortgage deals available to you.
Commercial
Protection
Protect What Matters Most – Your Family, Income & Business
Unexpected events like illness, injury, loss of income, or death can have a major financial impact. The right protection policies ensure financial security for you, your family, or your business—providing peace of mind when it’s needed most.
Many people overlook protection, but without it, a sudden change in circumstances could make it difficult to cover mortgage payments, household bills, or business expenses.
Types of Protection We Offer
💙 Life Insurance – Provides a lump sum payout to your loved ones if you pass away, helping with mortgage payments, living costs, or future expenses.
💙 Critical Illness Cover – Pays a tax-free lump sum if you’re diagnosed with a serious illness, offering financial support during difficult times.
💙 Income Protection – Replaces part of your income if you cannot work due to illness or injury, ensuring financial stability.
💙 Business Protection – Safeguards businesses by covering financial risks if a key person becomes ill or passes away, helping operations continue smoothly.
Why Use a Broker for Protection?
Not all protection policies are the same, and the right cover depends on your personal and financial situation. By working with Mortgage Correct, you gain access to 200+ insurers and providers, ensuring you:
✔ Find the best cover for your needs – Tailored to your lifestyle, income, and family situation.
✔ Access exclusive deals and lower premiums – Potential savings compared to going direct.
✔ Ensure a smooth claims process – Expert guidance and support when making a claim.
✔ Protect your mortgage and future finances – Reducing financial risk if the unexpected happens.
Get the Right Protection for You
Whether you want to secure your family’s future, protect your income, or safeguard your business, we’re here to help. Contact us today to explore your protection options.
How to Use the Mortgage Correct Mortgage & Insurance Calculator
Select Your Calculation Type
- Use the dropdown menu to choose between Residential Mortgage, Buy-to-Let Mortgage, Commercial Mortgage, or Insurance.
- The calculator title will update to match your selection.
Enter Your Details
- Input the Loan Amount (£), Interest Rate (%), and Term (Years).
- If you select Buy-to-Let, an extra field will appear for Expected Rental Income (£).
- If you select Insurance, additional fields will appear for Insurance Cover Amount (£) and Estimated Premium (%).
Click “Calculate”
- The calculator will generate an estimate based on your inputs.
View Your Results
- For mortgages, you’ll see an Estimated Monthly Repayment.
- For Buy-to-Let, you’ll also see the Expected Rental Yield.
- For Insurance, the calculator will display the Estimated Annual Premium.
Contact Us Today
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR LOANS SECURED ON IT.
Mortgages Correct Limited T/A Optic Financial [TBC FCA] is an appointed representative of Connect IFA Ltd 441505 which is authorised and regulated by the Financial Conduct Authority and is entered on the financial services register ( https://register.fca.org.uk/ ) under reference 927268. Mortgage Correct registered address is [TBC Address] Registered in England No. 11599666. The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.
Mortgage Correct typically charge a minimum fee of [TBC FEE]
It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department, Connect IFA LTD, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk.
We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority.
We offer a comprehensive range of mortgages from lenders across the market but not deals that you can only obtain by going direct to a lender.
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Mortgages Correct is an appointed representative of Connect IFA
