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Get the Right Mortgage & Insurance with Mortgage Correct
At Mortgage Correct, we do more than just connect you with mortgage and insurance solutions—we provide exclusive access to a vast network of lenders and providers, ensuring you secure the best possible deal tailored to your needs.
Unmatched Market Access
🔹 200+ Lenders & Providers – Gain access to a wider range of options than what’s available on the high street.
🔹 Exclusive Lenders – We work with lenders not available to the general public, offering lower interest rates, better terms, and bespoke deals.
🔹 Specialist Mortgages & Insurance – Whether you’re self-employed, a property investor, or need commercial financing, we connect you with lenders who specialize in complex financial situations.
Better Deals, Bigger Savings
💰 Lower Interest Rates – Our lender relationships often secure rates better than those offered by mainstream banks.
💰 Reduced Fees & Exclusive Offers – Benefit from cashback deals, discounted fees, and special offers unavailable through traditional banks.
💰 Tailored Financing – Instead of a one-size-fits-all approach, we match you with the right mortgage or insurance policy for your financial goals.
A Streamlined, Hassle-Free Process
✅ We Handle the Negotiation – Skip the hassle of searching for the best deal—we do the work for you.
✅ Less Paperwork, Faster Approvals – Our expertise and lender relationships help speed up approvals and simplify the process.
✅ Expert Guidance – From application to approval, we ensure you understand your options and make well-informed financial decisions.
At Mortgage Correct, better access means better deals. Get in touch today to explore your options and take the next step toward securing your financial future.
What is a Residential Mortgage?
A residential mortgage is a loan used to buy a home you plan to live in. Whether you’re a first-time buyer, moving to a new home, or remortgaging, securing the right mortgage deal is crucial.
However, getting approved isn’t always easy. Lenders have strict criteria, and if you’ve been denied before, it can feel like your options are running out. That’s where Mortgage Correct can help—with access to over 200+ lenders and providers, we find solutions where others can’t.
Why Use a Mortgage Broker with 200+ Lenders?
Unlike going directly to a single bank, a broker has access to a vast network of lenders, including high street banks, specialist lenders, and exclusive mortgage deals. This means we can:
✅ Find a lender willing to approve you – even if you’ve been turned down elsewhere
✅ Access exclusive deals – potentially securing you a lower rate
✅ Match you with the right lender – whether you’re self-employed, have a complex income, or a low credit score
✅ Save you time and hassle – handling the paperwork and negotiations for you
Been Declined Elsewhere? Don’t Give Up!
If a bank has said “no,” that doesn’t mean all lenders will. Every lender has different criteria, and some are more flexible than others. Mortgage Correct specializes in finding solutions for those who don’t fit the traditional mold.
Get a Mortgage That Works for You
Whether you’re looking for a lower interest rate, a higher borrowing amount, or just a lender willing to approve you, our team is ready to help.
🔎 Find out what mortgage deals you qualify for—contact Mortgage Correct today!
What is a Commercial Mortgage?
A commercial mortgage is a loan used to purchase, refinance, or develop a property for business use. Whether you’re looking to buy office space, a retail unit, an industrial warehouse, or an investment property, securing the right deal can make a huge difference to your business finances.
However, commercial lending criteria can be complex, and traditional banks may not always offer the flexibility you need. That’s where Mortgage Correct can help—with access to over 200+ lenders and providers, we find solutions tailored to your business needs.
Why Use a Mortgage Broker with 200+ Lenders?
Unlike dealing with a single bank, a broker provides access to a wide range of lenders, from high street banks to specialist commercial lenders. This means we can:
✅ Find the right lender for your business – Even if you’ve been declined elsewhere
✅ Access exclusive deals – Potentially securing lower rates or better terms
✅ Tailor solutions to your needs – Whether you’re a small business, a property investor, or a large enterprise
✅ Navigate complex criteria – Including irregular income, development projects, or niche industries
✅ Save time and effort – Handling negotiations and paperwork on your behalf
Struggling to Secure a Commercial Mortgage?
Many business owners face challenges securing commercial funding due to strict lending criteria. But every lender assesses applications differently. Mortgage Correct specializes in matching you with lenders most likely to approve your application on competitive terms.
Find the Right Funding for Your Business
Whether you need a mortgage for a business premises, an investment property, or a large-scale development, our team is ready to help.
🔎 Find out what commercial mortgage deals you qualify for—contact Mortgage Correct today!
What is Protection?
Protection ensures financial security for you, your family, or your business in case of unexpected events. Whether it’s illness, injury, loss of income, or even death, the right protection policies provide peace of mind and financial stability when it’s needed most.
Many people overlook protection, but without it, a sudden change in circumstances could leave you struggling to cover mortgage payments, household bills, or business expenses.
Types of Protection We Offer
🔹 Life Insurance – Provides a lump sum payout to your loved ones in the event of your passing, helping to cover mortgage payments, living costs, or future expenses.
🔹 Critical Illness Cover – Pays out a tax-free lump sum if you’re diagnosed with a serious illness, giving you financial support when you need it most.
🔹 Income Protection – Replaces a portion of your income if you’re unable to work due to illness or injury, helping you maintain financial stability.
🔹 Business Protection – Ensures businesses can continue operating in the event of a key person’s illness or death, safeguarding employees, partners, and operations.
Why Use Mortgage Correct for Protection?
Not all protection policies are the same, and the right cover depends on your personal and financial situation. By working with Mortgage Correct, which has access to 200+ insurers and providers, you can:
✅ Find the best cover for your needs – Tailored to your lifestyle, income, and family situation.
✅ Access exclusive deals and lower premiums – Potentially saving you money compared to going direct.
✅ Ensure a smooth claims process – Guidance and support when you need to make a claim.
✅ Protect your mortgage and future finances – Ensuring you’re not left vulnerable if something unexpected happens.
Get the Right Protection for You
Whether you’re looking to secure your family’s future, protect your income, or safeguard your business, our team is here to help.
🔎 Find out what protection policies are right for you—contact Mortgage Correct today!
Get a Quick Estimate
Use the dropdown menu to choose from:
✔ Residential Mortgage
✔ Buy-to-Let Mortgage
✔ Commercial Mortgage
✔ Insurance
The calculator title will automatically update based on your selection.
Enter Your Details
🔹 For Mortgages: Enter the Loan Amount (£), Interest Rate (%), and Term (Years).
🔹 For Buy-to-Let: An additional field will appear for Expected Rental Income (£).
🔹 For Insurance: Additional fields will appear for Insurance Cover Amount (£) and Estimated Premium (%).
Click “Calculate”
The calculator will generate an estimate based on your inputs.
View Your Results
✔ Mortgages: Get an Estimated Monthly Repayment.
✔ Buy-to-Let: See both the Estimated Monthly Repayment and Expected Rental Yield.
✔ Insurance: View the Estimated Annual Premium.
Contact Us Today
Important Information
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR LOANS SECURED ON IT.
Mortgage Correct Ltd [TBC FCA] is an appointed representative of Connect IFA Ltd (441505), which is authorised and regulated by the Financial Conduct Authority (FCA). We are entered on the Financial Services Register (https://register.fca.org.uk/) under reference 927268.
Mortgage Correct registered address is [TBC Address]. Registered in England No. 11599666. The FCA does not regulate some forms of Business Buy-to-Let Mortgages and Commercial Mortgages for Limited Companies.
We typically charge a minimum fee of [TBC FEE].
Complaints Procedure
We are committed to providing a high level of customer service at all times. If you feel we have not met these standards and wish to make a complaint, you can contact us:
📍 By Post: Compliance Department, Connect IFA Ltd, 39 Station Lane, Hornchurch, RM12 6JL
📞 By Phone: 01708 676110
If we are unable to resolve your complaint, you may be entitled to refer it to the Financial Ombudsman Service (www.financial-ombudsman.org.uk).
Regulated & Unregulated Business
We conduct both regulated and unregulated business, meaning not all products we offer are regulated by the Financial Conduct Authority.
We offer a comprehensive range of mortgages from lenders across the market, but not deals that are only available by going direct to a lender.
Check us out on social media!
Optic Financial is an appointed representative of Connect IFA
