Welcome to Blue Mortgages!

Welcome to Blue Mortgages!

We provide expert mortgage solutions with access to 170+ lenders, offering competitive rates across residential, commercial, buy-to-let, bridging, and development finance. As an FCA-approved firm, we ensure a safe, regulated, and transparent process from start to finish.

As a Connect Network Member, we have access to exclusive resources—why not check out our profile to see how we can help?

170+ Lenders

With 170+ lenders, you can match clients with the best mortgage options across residential, commercial, buy-to-let, bridging, and development finance. This ensures competitive rates, flexible terms, and solutions for complex cases.

FCA Approved

We are FCA-approved, ensuring a safe, regulated, and transparent mortgage process. With 170+ lenders, we offer secure and competitive options across residential, commercial, buy-to-let, bridging, and development finance.

My Profile

As a Connect Network Member, we have access to a profile detailing more about how I can help.

Personal advice designed around you

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.  Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.  Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.  Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. 

Residential

To help with a residential mortgage, assess affordability by reviewing income, credit score, and deposit size. Compare mortgage types (fixed vs. variable) and lender options. Assist with document preparation (ID, bank statements, proof of income) and guide the application process. Ensure understanding of interest rates, fees, and legal steps, working with solicitors and lenders until completion.

Commerical

To help with a commercial mortgage, assess the business’s financial health, including revenue, credit history, and deposit size. Compare lenders based on interest rates, loan terms, and repayment structures. Gather required documents such as business accounts, profit and loss statements, and a solid business plan. Assist with the application process, ensuring compliance with lender criteria. Work with solicitors, valuers, and lenders to finalize the loan and complete the transaction.

Development

To help with a development mortgage, assess the project’s feasibility, including costs, projected value, and planning permissions. Compare lenders offering development finance based on loan-to-cost (LTC) and loan-to-gross-development-value (LTGDV) ratios. Gather required documents such as a business plan, financial statements, planning approvals, and contractor details. Assist with the staged funding application, ensuring compliance with lender criteria. Work with solicitors, valuers, and surveyors to secure funding and manage drawdowns throughout the project.

Bridging

To help with a bridging loan, assess the borrower’s short-term financing needs, exit strategy, and property value. Compare lenders based on loan-to-value (LTV), interest rates, and repayment terms. Gather required documents such as proof of income, property details, and an exit plan (e.g., sale or refinance). Assist with the application process, ensuring quick approval and compliance with lender criteria. Work with solicitors and valuers to finalize the loan and ensure a smooth transaction.

BTL

To help with a buy-to-let mortgage, assess the property’s rental potential, borrower’s income, and deposit size. Compare lenders based on loan-to-value (LTV), interest rates, and rental income requirements. Gather necessary documents such as proof of income, property details, and existing portfolio (if applicable). Assist with the application process, ensuring compliance with affordability checks and lender criteria. Work with solicitors, valuers, and letting agents to finalize the mortgage and ensure a smooth investment process.

Try out our calculator!

🏡 Residential Mortgage Calculator

Contact us today!

Please enable JavaScript in your browser to complete this form.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR LOANS SECURED ON IT.

 Blue Mortgages Limited T/A Blue Mortgages [TBC FCA] is an appointed representative of Connect IFA Ltd 441505 which is authorised and regulated by the Financial Conduct Authority and is entered on the financial services register ( https://register.fca.org.uk/ ) under reference 927268.  Sbowling Ltd trading as sbl financial registered address is [TBC Address] Registered in England No. 11599666.  The FCA do not regulate some forms of Business Buy to Let Mortgages and Commercial Mortgages to Limited Companies.

Blue Mortgages typically charge a minimum fee of [TBC FEE]

It is our intention to provide you with a high level of customer service at all times.  If there is an occasion when we do not meet these standards and you wish to register a complaint, please write to: Compliance Department, Connect IFA LTD, 39 Station Lane, Hornchurch, RM12 6JL or call: 01708 676110.  If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk. 

We conduct both regulated and unregulated business and therefore not all products provided through us are regulated by the Financial Conduct Authority. 

We offer a comprehensive range of mortgages from lenders across the market but not deals that you can only obtain by going direct to a lender.

Check us out on social media!

Blue Mortgages is an appointed representative of Connect IFA