Privacy and Compliance Notice
TJ Brookes Ltd is an Appointed Representative of Connect IFA Limited, firm reference number 441505, which is authorised and regulated by the Financial Conduct Authority.
TJ Brookes Ltd is entered on the Financial Services Register under reference 1033216.
Keith Barnes is connected to TJ Brookes Ltd and Connect IFA Limited on the Financial Services Register.
TJ Brookes Ltd acts as a credit broker and not a lender.
The information contained on this website is subject to the UK regulatory regime. It is therefore intended for consumers based in the United Kingdom.
Please note that the Financial Conduct Authority does not regulate some forms of business, buy-to-let mortgages, and commercial mortgages to limited companies.
Important Notice
Your home may be repossessed if you do not keep up repayments on your mortgage.
Mortgage approval is subject to lender criteria, affordability checks, credit status, property valuation, and underwriting.
Think carefully before securing other debts against your home.
By consolidating debts into a mortgage, you may pay more over the full term than you would under your existing arrangements.
Fees
TJ Brookes Ltd does not charge broker fees for residential mortgage advice or buy-to-let mortgage advice.
Other costs may still apply. These may include lender fees, valuation fees, legal fees, product fees, insurance costs, and any taxes that apply to your transaction.
Commercial finance, bridging finance, development finance, and other specialist lending may be structured differently. Where a fee applies, your adviser will confirm the amount before you make any commitment.
Company Details
TJ Brookes Ltd
4 Greenacre Mews
Leigh-on-Sea
Essex
SS9 3EW
Registered in England and Wales.
Company number: 14611371.
Commission Disclosure
We act as a credit broker and not a lender.
We have access to a wide range of lenders. Once we have assessed your requirements, we will recommend a suitable product from one or more of these lenders.
You are under no obligation to accept our advice or recommendation.
We may receive commission from the lender following completion of your transaction. This is usually a fixed percentage of the loan amount. The amount of commission may vary by lender and product.
The commission received does not affect the amount you pay under your credit agreement.
Your adviser will explain how we are paid before you proceed.
Complaints Procedure
We aim to deliver excellent customer service at all times. However, if you wish to make a complaint, please contact us in writing at:
Compliance Department
Connect IFA Ltd
39 Station Lane
Hornchurch
RM12 6JL
Telephone: 01708 676110
If your complaint cannot be resolved, you may have the right to refer it to the Financial Ombudsman Service.
Privacy Notice
TJ Brookes Ltd is committed to protecting your privacy.
We will only collect and use your personal information where we have a lawful reason to do so. This may include assessing your mortgage or protection needs, arranging finance, providing advice, meeting legal and regulatory duties, and managing our relationship with you.
The information we may collect can include your name, contact details, date of birth, address history, employment details, income, expenditure, credit commitments, property details, family circumstances, and other information needed to assess your application.
Where relevant, we may also collect special category data, such as health information, if it is needed for protection advice or insurance applications. We will only use this information where the law allows us to do so.
We may share your information with lenders, insurers, product providers, credit reference agencies, conveyancers, surveyors, compliance support providers, Connect IFA Limited, and other parties involved in your application.
We will only share information where it is necessary, lawful, and relevant to the service being provided.
Your information will be stored securely and kept only for as long as needed to meet legal, regulatory, and business requirements.
You have rights over your personal information. These may include the right to request access, correction, deletion, restriction, transfer, or objection to processing, subject to legal and regulatory limits.
You also have the right to complain to the Information Commissioner’s Office if you are unhappy with how your personal data is handled.
Regulatory Status
TJ Brookes Ltd is an Appointed Representative of Connect IFA Limited.
Connect IFA Limited is authorised and regulated by the Financial Conduct Authority.
Connect IFA Limited FCA reference number: 441505.
TJ Brookes Ltd FCA reference number: 1033216.
TJ Brookes Ltd is registered in England and Wales under company number 14611371.
