About Us

At TS Mortgage and Protection Solutions, we believe everyone deserves access to clear, honest, and expert financial guidance. Whether you’re buying your first home, refinancing, or looking to protect what matters most, we’re here to make the process smooth, stress-free, and tailored to your unique needs.

With years of experience in the mortgage and insurance industry, our team offers personalized advice and a wide range of solutions from leading lenders and insurers. We’re committed to finding the right fit for your circumstances — not just the quickest fix.

We pride ourselves on transparency, reliability, and building long-term relationships with our clients. Your goals are our goals, and we’re with you every step of the way.

Our Promise to You

At TS Mortgage and Protection Solutions, we believe everyone deserves access to clear, honest, and expert financial guidance. Whether you’re buying your first home, refinancing, or looking to protect what matters most, we’re here to make the process smooth, stress-free, and tailored to your unique needs.

With years of experience in the mortgage and insurance industry, our team offers personalized advice and a wide range of solutions from leading lenders and insurers. We’re committed to finding the right fit for your circumstances — not just the quickest fix.

We pride ourselves on transparency, reliability, and building long-term relationships with our clients. Your goals are our goals, and we’re with you every step of the way.

The Role of a Mortgage Adviser

At TS Mortgage and Protection Solutions, we believe everyone deserves access to clear, honest, and expert financial guidance. Whether you’re buying your first home, refinancing, or looking to protect what matters most, we’re here to make the process smooth, stress-free, and tailored to your unique needs.

With years of experience in the mortgage and insurance industry, our team offers personalized advice and a wide range of solutions from leading lenders and insurers. We’re committed to finding the right fit for your circumstances — not just the quickest fix.

We pride ourselves on transparency, reliability, and building long-term relationships with our clients. Your goals are our goals, and we’re with you every step of the way.

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Do you do Islamic mortgages?
Absolutely! We have options tailored for Islamic finance — happy to help!
Amazing, how do I get started?
Super easy! Just hit our contact page and we’ll guide you →

Islamic Mortgages

 An Islamic mortgage — sometimes called a Home Purchase Plan — is a way to buy a property that stays in line with Islamic principles. Unlike a traditional mortgage, there’s no interest involved (known as riba, which is forbidden in Islam).

Instead of borrowing money with interest, Islamic mortgages work on a partnership model between you and the lender.

1. The Lender Buys the Property with You

The lender will purchase the property and then sell their share to you over time.

2. Monthly Payments (Not Interest)

Your payments go towards buying the lender’s share and also cover rent for living in the property. There’s no interest involved — it’s structured as rent and purchase payments.

3. You Own it Outright

Over time, as you keep making payments, you’ll buy out the lender’s share until the property is fully yours.

Could I be eligible for an Islamic Mortgage?

Eligibility works in a very similar way to a standard mortgage — but with a few key points the lender will look at:

  • Are you buying a residential property in the UK?

  • Do you have a suitable deposit (often 10% or more)?

  • Can you afford the monthly payments?

  • Do you meet the lender’s affordability and credit checks?

  • Are you looking for a Sharia-compliant, interest-free option?

Don’t worry if you’re unsure — part of our job is to guide you through it and check what’s possible for your situation.

We can also advise on

Residential Mortgages
BTL Mortgages
Commerical Mortgages
Protection

Contact Us Today