Elliot Cotterell | Your Trusted Mortgage Broker in Frome, Somerset

Elliot Cottrell is a mortgage broker at Cotterell & Cotterell Commercial Finance Limited, providing clear and practical advice across a broad range of property finance solutions. His work covers residential mortgages, buy-to-let, HMOs, limited company mortgages, bridging finance, second-charge lending, and general insurance.

Elliot supports individuals, landlords, and property investors who require structured guidance tailored to their financial position and objectives. His approach focuses on understanding each client’s circumstances in detail before identifying suitable options aligned with current UK lending criteria.

Cotterell & Cotterell Commercial Finance Limited offers access to a wide panel of lenders, enabling consideration of different products and criteria where appropriate. Advice is always based on affordability, suitability and responsible lending principles.

Mortgage Advice and Client Approach

Elliot begins each case with a full fact find, reviewing income, expenditure, credit profile and future plans. This ensures recommendations are tailored and realistic.

Clients are supported throughout the process, including:

• Explaining mortgage types and repayment options
• Outlining lender requirements and potential costs
• Assisting with applications and documentation
• Liaising with lenders and relevant third parties

Clear communication is a key part of Elliot’s service, helping clients understand their options without unnecessary complexity.

Areas of Expertise

Elliot provides advice in the following areas:

• Residential mortgages for first-time buyers, home movers and remortgages
• Buy-to-let and HMO finance for new and experienced landlords
• Limited company mortgages for structured property investment
• Bridging finance for short-term or time-sensitive transactions
• Second charge mortgages for additional borrowing needs
• General insurance to support property ownership

Each recommendation is based on individual circumstances, with all applications subject to lender assessment and approval.

Location and Availability

Elliot is a Mortgage Broker in Frome and supports clients locally and nationwide. Advice can be provided both face-to-face and remotely, depending on client preference.

• Bath
• Weston-super-Mare
• Taunton
• Yeovil
• Bridgwater
• Bristol

Working with Elliot Cottrell

Elliot works with clients across the UK, offering support both remotely and through direct consultation. His focus is on delivering straightforward, compliant advice that helps clients make informed financial decisions.