HOME | INFO ABOUT MORTGAGES

David Thompson | Mortgage Broker in Northfield

David

Thompson

Location:

West Midlands

Qualifications:

CeMAP, CeRER

Appointment Options:

 
Face-to-face, Online, Telephone

Gender:

Male
Templar Mortgages and Protection
David’s top skills:
David provides expert advice on residential, commercial, semi-commercial, buy-to-let, HMOs, bridging, and limited company mortgages, tailored to your financial goals.
With in-depth knowledge of Birmingham and Leicester surrounding areas, David navigates lender criteria, valuation quirks, and property types to reduce delays and secure approvals.
From life insurance to income protection and landlord cover, David offers clear, jargon-free advice on policies that meet FCA standards and suit every personal or business need.
Contact David
Book an appointment with David

Member of:

Member of:

More about David:

Mortgage and Protection Broker in Northfield, West Midlands – David Thompson

David Thompson is a mortgage adviser at Templar Mortgages and Protection Ltd, based in Northfield, West Midlands. He provides advice across residential and commercial finance, supporting clients who require structured and carefully considered guidance when arranging property funding and protection.

With experience across a broad range of lending areas, David works with individuals, families and property investors who need clear explanations and practical support throughout the mortgage process. His approach focuses on understanding each client’s financial position before making recommendations that align with their objectives and current UK regulatory standards.

Templar Mortgages and Protection Ltd provides advice on residential mortgages, buy-to-let mortgages, commercial finance, bridging finance, second charge mortgages, equity release, protection and general insurance. Advice is tailored to individual circumstances and based on affordability, lender criteria and suitability.

Mortgage Advice in Northfield and Across the West Midlands

If you are looking for a mortgage broker in Northfield, it is important to work with an adviser who takes the time to review your income, commitments and long-term plans. David supports clients purchasing their first home, moving property, refinancing an existing mortgage, raising capital through a second charge, or expanding a property portfolio.

Recommendations are based on a detailed assessment of your financial situation. Where appropriate, options from a broad panel of lenders are considered to help identify suitable and competitive solutions.

How Mortgage Advice Is Delivered

Every case begins with a comprehensive fact find. This ensures that any recommendation is appropriate for your circumstances and meets lender affordability requirements.

The process typically includes:

  • Reviewing income, expenditure and credit profile
  • Explaining different mortgage products and repayment methods
  • Outlining lender criteria, fees and associated costs
  • Supporting communication with lenders, solicitors and other professionals

Clients are encouraged to ask questions at every stage. David provides straightforward explanations to help you make informed decisions with confidence.

Areas of Advice

  • Residential Mortgages: Advice for first-time buyers, home movers and those purchasing a new main residence.
  • Remortgages: Support for homeowners reviewing their current mortgage deal, consolidating existing borrowing where appropriate, or approaching the end of a fixed rate period.
  • Buy-to-Let Mortgages: Guidance for landlords purchasing or refinancing investment properties. Tax treatment depends on individual circumstances and may change in the future.
  • Commercial Mortgages: Funding solutions for business premises and mixed-use properties, subject to lender criteria and underwriting.
  • Bridging Finance: Short-term lending options designed for time-sensitive transactions, subject to suitability and affordability.
  • Second Charge Mortgages: Advice for homeowners looking to raise additional funds while retaining their existing first charge mortgage, where appropriate.
  • Equity Release: Guidance for eligible homeowners considering lifetime mortgages. Equity release will reduce the value of your estate and may affect entitlement to means-tested benefits.
  • Protection and General Insurance: Advice on life insurance, critical illness cover, income protection and buildings and contents insurance to help protect your home, income and family.

Supporting a Range of Client Circumstances

David has supported:

  • First-time buyers entering the property market
  • Self-employed applicants with variable income
  • Landlords building or restructuring portfolios
  • Homeowners reviewing monthly commitments
  • Clients seeking later-life lending options

Each application is assessed individually. Approval is subject to lender assessment and cannot be guaranteed.

Location and Availability

Based in Northfield, David works with clients across the West Midlands, including Birmingham and surrounding areas. Advice can also be provided remotely where suitable.

Speak to David Thompson

If you require mortgage advice in Northfield or elsewhere in the West Midlands, you can arrange an initial discussion to explore your circumstances and objectives. The aim is to provide clear, responsible guidance so you can make decisions that suit your financial plans.

Mortgage advice should always be based on suitability, affordability and your long term financial goals.

Templar Mortgages was super helpful, very thorough, answered all our questions, gave very clear advice on things we needed to do and what was available to us. Highly recommends

Bethany Whyman

After looking on MoneySuperMarket at remortgaging rates, we had no idea where to start, but knew we want to get out of our current mortgage contract and into another before the rates started increasing mid-2022. We contacted David who was recommended through a friend. He helped us understand the steps we needed to take and advised on alternative options. David has been available night and day, weekdays and weekends, answering our questions and handling the Mortgage Lenders! He has always put our needs first, and listened to what we wanted out of the remortgage. Due to the lower interest rates at the time, and Davids’s promptness before the rates rocketed, we were able to raise £21k to wipe out our debts (£500 a month on loans and credit cards), get our chimney repaired, concrete our driveway and end up still paying what we did previously on our mortgage with the same term remaining! Basically, we’re £500 a month up, and will soon have a new chimney and driveway and no more loan repayments! Thank you, David!

Ben Bowden

Can’t recommend David enough😃 We found it very difficult finding someone who was happy to spend the time to help with increased borrowing to buy our dream family home. David is helping to make this happen and

we can’t thank him enough. Thank You David

Ashley Breeze

David was so helpful and took the stress out of finding the right mortgage just at the right time he always told us the truth and explained fully and clearly the way it all worked with the interest rates going up and down and kept us posted on how the process was going all the way until the end. He was happy to answer any questions we have and was happy to admit if he did not know the answer, he would find out for us. We will have no problem recommending David to family and friends who need help too. He was happy to work out if his office hours to suit us not him. We were also very happy with the way he helped us out with the protection side of things too. Thank you David

Claire & Matthew

I highly recommend David! With being self-employed it was proving difficult to secure the lending we needed for our family home and with David’s dedication he was able to get us the mortgage we needed. We can’t thank David enough for all of his support!

Vicki Breeze

Straight forward advice. Determined my needs and the right policy very quickly. Professional and courteous at all levels.

Abida Iqbal

It’s a pleasure to provide this review for David Thompson at Templar Mortgages - a superb professional who has become a friend. David is meticulous in his work, with a particular attention to detail, ensuring we achieved the best deal possible. David communicated with my wife & I throughout the process, ensuring we were always kept informed & well advised. I would strongly

recommend David & have no doubt he’ll continue to go from strength to strength.

Chris Smith

Used templar mortgages when my previous one ran out David got me an excellent rate for the 7 years left with no fees would highly recommend

Steve Clifford-roe

We could not recommend Dave enough, from thinking we would never ever get a mortgage to him being able to make our dream come true! And helped us with both Buildings and contents and life insurance.

Megan & James

Contact David:
Templar Mortgages and Protection Ltd

is is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.