David Thompson | Mortgage Broker in Northfield

David

Thompson

Qualifications:
CeMAP, CeRER
Gender:
Male

Appointment Options:

 
Face-to-face, Online, Telephone

Location:

West Midlands

Language(s):

English

David’s top skills:
David provides expert advice on residential, commercial, semi-commercial, buy-to-let, HMOs, bridging, and limited company mortgages, tailored to your financial goals.
With in-depth knowledge of Northfield and surrounding areas, David navigates lender criteria, valuation quirks, and property types to reduce delays and secure approvals.
From life insurance to income protection and landlord cover, David offers clear, jargon-free advice on policies that meet FCA standards and suit every personal or business need.
More about David:

Mortgage and Protection Broker in Northfield, West Midlands – David Thompson

Northfield is one of the key areas where David Thompson provides trusted mortgage advice tailored to your needs.

Whether you’re a first-time buyer, investor, or remortgaging your home, David offers straight-talking support across Northfield and nearby areas. His services cover residential, commercial, and semi-commercial mortgages, as well as buy-to-let, HMOs, bridging finance, and limited company mortgages.

David is also fully equipped to assist with second-charge loans, equity release, insurance products, and tailored protection policies for homeowners, landlords, and business owners.

Why Choose a Mortgage Broker in Northfield?

David Thompson is your local Mortgage Broker in Northfield, West Midlands, offering a wide range of lending solutions based on your goals, property type, and financial situation. Whether you’re moving locally or expanding your property portfolio, his guidance reflects the latest criteria from UK lenders.

Northfield is a well-connected location, ideal for homeowners and landlords alike. David’s knowledge of lender policies and property demand here ensures a smoother mortgage process.

Comprehensive Mortgage Services

David Thompson offers tailored advice in these key areas:

Residential Mortgages

First-time buyer or moving home in Northfield? David provides help from pre-approval to completion.

Buy-to-Let and HMOs

Support for landlords looking to finance buy-to-let properties or HMOs, with options for both individual and company borrowers.

Bridging Finance

Need short-term funding? Bridging loans are ideal for auction purchases, chain breaks, or renovation plans. David ensures clients understand fees, exit strategies, and repayment plans, all in line with FCA-regulated advice.

Commercial and Semi-Commercial Mortgages

If you’re buying or refinancing business premises in or near Northfield, David secures finance tailored to commercial operations or part-residential units.

Limited Company Mortgages

Specialist advice for investors operating through a limited company, with guidance on structure, rental yield, and affordability criteria.

Second Charge Mortgages

Need to raise funds without changing your existing mortgage? David finds suitable second charge options regulated under UK financial laws.

Equity Release Mortgages

For clients aged 55 and above, David explains how to release funds from your home safely. All advice complies with Equity Release Council standards and FCA rules.

Protection and General Insurance

David Thompson also advises on:

  • Life insurance

  • Income protection

  • Mortgage protection

  • Buildings and contents insurance

  • Landlord insurance

All policies are explained clearly with no jargon. David ensures each client understands the terms, exclusions, and benefits.

Nearby Towns David Covers

David offers mortgage advice not only in Northfield, Birmingham, but also in surrounding areas including:

  • Solihull

  • Wolverhampton

  • Dudley

  • Walsall

  • Sutton Coldfield

  • West Bromwich

Each area has unique lender criteria and property values, which David accounts for when reviewing options with you. Find a mortgage broker in Northfield.

Why Local Knowledge Matters

As a Mortgage Broker in Northfield, West Midlands, David knows the lending criteria for homes in both built-up and suburban zones. He’s familiar with:

  • Valuation quirks in older homes

  • Rental yield expectations for HMOs

  • Lending appetite for high LTV products

  • Restrictions for properties above shops or near commercial units

This knowledge helps reduce delays, avoids declined applications, and supports faster mortgage offers.

Speak to David Thompson Today

Whether you’re exploring options in Northfield or nearby areas, David Thompson can help you compare mortgage products, understand affordability checks, and secure the right deal.

He works with a wide panel of UK lenders, offering access to rates not always available on the high street.

Templar Mortgages was super helpful, very thorough, answered all our questions, gave very clear advice on things we needed to do and what was available to us. Highly recommends

Bethany Whyman

After looking on MoneySuperMarket at remortgaging rates, we had no idea where to start, but knew we want to get out of our current mortgage contract and into another before the rates started increasing mid-2022. We contacted David who was recommended through a friend. He helped us understand the steps we needed to take and advised on alternative options. David has been available night and day, weekdays and weekends, answering our questions and handling the Mortgage Lenders! He has always put our needs first, and listened to what we wanted out of the remortgage. Due to the lower interest rates at the time, and Davids’s promptness before the rates rocketed, we were able to raise £21k to wipe out our debts (£500 a month on loans and credit cards), get our chimney repaired, concrete our driveway and end up still paying what we did previously on our mortgage with the same term remaining! Basically, we’re £500 a month up, and will soon have a new chimney and driveway and no more loan repayments! Thank you, David!

Ben Bowden

Can’t recommend David enough😃 We found it very difficult finding someone who was happy to spend the time to help with increased borrowing to buy our dream family home. David is helping to make this happen and

we can’t thank him enough. Thank You David

Ashley Breeze

David was so helpful and took the stress out of finding the right mortgage just at the right time he always told us the truth and explained fully and clearly the way it all worked with the interest rates going up and down and kept us posted on how the process was going all the way until the end. He was happy to answer any questions we have and was happy to admit if he did not know the answer, he would find out for us. We will have no problem recommending David to family and friends who need help too. He was happy to work out if his office hours to suit us not him. We were also very happy with the way he helped us out with the protection side of things too. Thank you David

Claire & Matthew

I highly recommend David! With being self-employed it was proving difficult to secure the lending we needed for our family home and with David’s dedication he was able to get us the mortgage we needed. We can’t thank David enough for all of his support!

Vicki Breeze

Straight forward advice. Determined my needs and the right policy very quickly. Professional and courteous at all levels.

Abida Iqbal

It’s a pleasure to provide this review for David Thompson at Templar Mortgages - a superb professional who has become a friend. David is meticulous in his work, with a particular attention to detail, ensuring we achieved the best deal possible. David communicated with my wife & I throughout the process, ensuring we were always kept informed & well advised. I would strongly

recommend David & have no doubt he’ll continue to go from strength to strength.

Chris Smith

Used templar mortgages when my previous one ran out David got me an excellent rate for the 7 years left with no fees would highly recommend

Steve Clifford-roe

We could not recommend Dave enough, from thinking we would never ever get a mortgage to him being able to make our dream come true! And helped us with both Buildings and contents and life insurance.

Megan & James

Contact David:
Templar Mortgages and Protection Ltd

is is an Appointed Representative of Connect IFA Ltd 441505 which is Authorised and Regulated by the Financial Conduct Authority.