Mortgage and Protection Broker in Washington – Ryan Colquhoun,  Tyne and Wear

Mortgage broker in Washington services are available through Ryan Colquhoun, an experienced mortgage broker based in Sunderland, Tyne and Wear. He provides expert support for residential, commercial, and semi-commercial mortgages, as well as buy-to-let, HMOs, bridging finance, limited company mortgages, development finance, protection, and general insurance.

Ryan covers clients not only in Washington but also across Sunderland and nearby towns, including Gateshead, South Shields, Jarrow, Hebburn, Chester-le-Street, and Houghton-le-Spring.

Looking for a mortgage broker in Washington? 

Residential, Commercial and Semi-Commercial Mortgages

Ryan Colquhoun offers guidance for homebuyers and property investors seeking mortgages across Sunderland and Tyne and Wear. Whether purchasing a residential home, arranging a commercial property loan, or financing semi-commercial units, he ensures applications meet lender requirements and FCA standards.

Buy-to-Let and HMOs

For landlords in Washington and nearby towns, Ryan provides advice on buy-to-let mortgages, including limited company structures. He also supports clients financing Houses in Multiple Occupation (HMOs), explaining lending rules, rental yield considerations, and how lenders assess these specialist properties.

Bridging Finance

Bridging finance is a key area of Ryan’s expertise. Clients use short-term finance to secure property purchases quickly, fund refurbishments, or manage auction transactions. He explains how lenders assess exit strategies, loan-to-value, and repayment structures. This ensures borrowers understand costs and timescales before proceeding.

Limited Company Mortgages

Many landlords in Sunderland and Tyne and Wear purchase properties through limited companies. Ryan advises on lender criteria, tax considerations, and long-term investment strategies. He works with specialist lenders who understand company structures and portfolio growth.

Development Finance

Development finance is available for clients building, refurbishing, or converting property. Ryan helps developers access funding for land purchases, construction, and phased projects. Lenders assess borrower experience, cost schedules, and projected returns. Clear advice ensures projects in Sunderland and the surrounding areas remain financially viable.

Protection and General Insurance

Protecting your investment and family is essential. Ryan Colquhoun offers guidance on life insurance, income protection, and critical illness policies. He also arranges general insurance such as landlord and building cover, ensuring clients meet lender requirements while safeguarding long-term financial stability.

Why Choose Ryan Colquhoun – Mortgage Broker Sunderland, Tyne and Wear

• Services available in Washington, Gateshead, South Shields, Jarrow, Hebburn, Chester-le-Street, and Houghton-le-Spring

• Expertise in residential, commercial, and semi-commercial mortgages

• Specialist support for buy-to-let, HMOs, bridging finance, limited company mortgages, and development finance

• FCA-regulated advice meeting all UK lending rules

• Full protection and insurance support alongside mortgage guidance

Thinking About Buying or Investing?

Mortgage broker in Washington services, led by Ryan Colquhoun, ensure your application aligns with lender expectations. Whether you’re purchasing a home, expanding a portfolio, or funding a development, his advice helps you secure the right finance at the right time.