Szergij Bariszkij is a mortgage broker at Connect Mortgages, providing advice across residential, buy-to-let, HMO, limited company mortgages, bridging finance, second charge mortgages, protection and general insurance.

Fluent in English, Russian and Ukrainian, Szergij supports a diverse range of clients, including first-time buyers, experienced landlords and property investors who require structured and responsible mortgage guidance.

Mortgage advice is tailored to individual circumstances and provided in line with current UK regulatory standards.

Mortgage Advice Tailored to Your Circumstances

Choosing a mortgage broker involves more than comparing interest rates. Szergij focuses on understanding each client’s full financial position before making recommendations.

Whether you are:

• Purchasing your first home
• Moving to a new property
• Remortgaging an existing property
• Expanding a buy-to-let portfolio
• Purchasing through a limited company
• Considering an HMO investment

Advice is based on affordability, lender criteria and long-term suitability. Where appropriate, options from a broad panel of lenders are considered.

How Mortgage Advice Is Delivered

Every case begins with a detailed fact-find to ensure recommendations are appropriate and sustainable.

The process typically includes:

• Reviewing income, expenditure and credit history
• Assessing property type and lender criteria
• Explaining mortgage types and repayment structures
• Outlining potential costs and product features
• Liaising with lenders, solicitors and relevant professionals

Clear explanations are provided so clients can make informed decisions without unnecessary jargon.

Areas of Advice

Szergij provides guidance in the following areas:

• Residential Mortgages: Support for first-time buyers, home movers and those purchasing a main residence. All recommendations are based on affordability and lending criteria.
• Remortgages: Advice for homeowners reviewing their current mortgage deal, including those approaching the end of a fixed rate period.
• Buy-to-Let & HMO Mortgages: Guidance for landlords purchasing or refinancing rental properties, including HMOs. Rental stress testing and tax treatment depend on individual circumstances and may change.
• Limited Company Mortgages: Advice for investors purchasing or refinancing property through a Special Purpose Vehicle, subject to lender criteria and underwriting.
• Bridging Finance: Short-term lending solutions are often used for auction purchases, refurbishment projects or time-sensitive transactions. Exit strategies are carefully assessed.
• Second Charge Mortgages: Capital raising options secured against an existing property, subject to affordability and lender approval.
• General Insurance: Advice on property protection products designed to support financial security.

Supporting a Range of Client Circumstances

Szergij has supported:

• Self-employed applicants with variable income
• First-time landlords entering the rental market
• Investors expanding structured portfolios
• Clients with complex property ownership arrangements

Each case is assessed individually. Mortgage approval is subject to lender underwriting and cannot be guaranteed.

Location and Availability

Szergij, a mortgage broker in Grays, supports clients across Essex, London and the surrounding areas. Advice can also be delivered remotely where appropriate.

• Chelmsford
• Colchester
• Southend-on-Sea
• Basildon
• Brentwood
• Harlow
• East London
• Harrow

Speak to Szergij Bariszkij

If you require mortgage advice, you can arrange an initial discussion to explore your circumstances and objectives.

The focus is always on suitability, affordability and ensuring that any recommendation supports your long-term financial plans.