Taskeen Riaz | Your Mortgage and Protection Broker in Stoke-on-Trent

Taskeen Riaz is the Director of T.S Mortgage & Protection Solutions Ltd and a mortgage broker based in Stoke-on-Trent. She provides structured and responsible mortgage advice to individuals, families and property investors across Staffordshire and surrounding areas. Taskeen speaks English, Punjabi and Urdu, supporting clients who prefer to discuss their finances in their first language.

T.S Mortgage & Protection Solutions Ltd offers advice on residential mortgages, buy-to-let, commercial finance, bridging finance, second-charge mortgages, protection and general insurance. Advice is tailored to each client’s circumstances, objectives and affordability, and delivered in line with current UK regulatory standards.

Mortgage Advice in Stoke-on-Trent and Surrounding Areas

If you are searching for a mortgage broker in Stoke-on-Trent, it is important to work with an adviser who reviews your full financial position before making a recommendation. Taskeen supports first-time buyers, home movers, landlords and business owners who require clear guidance throughout the mortgage process.

Recommendations are based on income, expenditure, credit history and lender criteria. Where suitable, options from a broad panel of lenders are considered to help identify competitive and appropriate solutions.

How Mortgage Advice Is Delivered

Every case begins with a detailed fact-find to ensure recommendations are suitable and affordable. Taskeen believes clients should understand their options clearly before making any financial commitment.

The process includes:

• Reviewing income, outgoings and credit profile
• Explaining mortgage types and repayment methods
• Outlining lender criteria, fees and associated costs
• Supporting communication with lenders, solicitors and other relevant parties

Clients are encouraged to ask questions at every stage. Information is explained clearly, without unnecessary jargon, so decisions can be made with confidence.

Areas of Advice

T.S Mortgage & Protection Solutions Ltd provides advice in the following areas:

• Residential Mortgages: Support for first-time buyers, home movers and those purchasing a new main residence.
• Remortgages: Advice for homeowners reviewing their current mortgage or approaching the end of a fixed-rate period.
• Buy-to-Let Mortgages: Guidance for new and existing landlords purchasing or refinancing investment properties. Tax treatment depends on individual circumstances and may change.
• Commercial Mortgages: Funding solutions for business premises and commercial property, subject to lender criteria and underwriting.
• Bridging Finance: Short-term lending options are often used for time-sensitive purchases or refurbishment projects.
• Second Charge Mortgages: Advice for homeowners looking to raise funds secured against their property, subject to affordability and lender assessment.
• Protection and General Insurance: Advice on life insurance, critical illness cover, income protection and general insurance to help protect you, your family and your property.

Multilingual Mortgage Advice in English, Urdu and Punjabi

Clear communication is essential when making important financial decisions. Taskeen Riaz offers mortgage and protection advice in English, Urdu, and Punjabi, helping clients comfortably and confidently discuss their circumstances in the language they prefer.

For many clients, speaking in their first language makes it easier to explain income details, family arrangements and long-term goals. It also ensures key information about affordability, lender criteria and costs is fully understood before any commitment is made.

Whether you are a first-time buyer, landlord, business owner, or homeowner reviewing your mortgage, advice can be provided in English, Urdu, or Punjabi throughout the process. This includes the initial consultation, explanation of mortgage options, and ongoing communication with lenders and solicitors.

The aim is to provide clear, responsible and accessible advice so you can make informed decisions based on your individual circumstances.

Supporting a Range of Client Circumstances

Taskeen has experience supporting:

• Self-employed applicants with variable income
• Clients with complex income structures
• First-time landlords entering the property market
• Homeowners seeking to consolidate or restructure borrowing

Each case is assessed on its own merits. Mortgage approval is subject to lender assessment and individual affordability.

Location and Availability

Taskeen works with clients across Stoke-on-Trent and the surrounding areas within Staffordshire. Advice can also be provided remotely where appropriate, offering flexibility for busy professionals and business owners.

Speak to Taskeen Riaz

If you require mortgage advice in Stoke-on-Trent or the surrounding area, you can arrange an initial discussion to explore your circumstances and objectives. The aim is to provide clear, structured guidance to help you make informed financial decisions.

Mortgage advice should always be based on suitability, affordability and your long term financial plans.