Dr. Jie Wen is a mortgage broker at Ocean Tide Wealth Limited, supporting clients across Brighton and East Sussex with clear and practical mortgage advice. Fluent in English, Cantonese and Mandarin, Jie works with a broad range of clients, including first-time buyers, home movers, landlords, property investors, and business owners seeking tailored finance solutions.
Ocean Tide Wealth Limited provides advice on residential mortgages, HMO mortgages, buy-to-let mortgages, limited company mortgages, commercial finance, bridging finance, second-charge mortgages, protection, and general insurance. Every recommendation is based on affordability, suitability, and current UK lending criteria.
Mortgage advice is tailored to individual circumstances and provided in line with current UK regulatory standards.
Mortgage Advice in Brighton and Across East Sussex
If you are searching for a mortgage broker in Brighton or the surrounding areas of East Sussex, it is important to work with an adviser who understands both lender requirements and your long-term financial goals. Dr. Jie Wen supports clients purchasing their first property, remortgaging, expanding a property portfolio, or arranging specialist finance.
Advice is based on a detailed assessment of income, credit history, deposit levels, and future objectives. Where appropriate, we consider options from a broad range of lenders to identify suitable solutions.
Clients who are new to the UK property market or relocating from overseas may also benefit from multilingual support throughout the mortgage process.
How Mortgage Advice Is Delivered
Every mortgage application begins with a detailed fact find to ensure recommendations are suitable and affordable.
The process may include:
- Reviewing income, expenditure, and credit commitments
- Explaining mortgage types, interest rates, and repayment methods
- Discussing lender criteria and application requirements
- Supporting communication with lenders, solicitors, and estate agents
- Providing guidance throughout the application and completion process
Clear explanations are provided throughout so clients can make informed decisions with confidence.
Areas of Advice
Ocean Tide Wealth Limited provides advice in the following areas:
Residential Mortgages
Support for first-time buyers, home movers, and clients purchasing a new main residence.
Buy-to-Let Mortgages
Guidance for landlords purchasing or refinancing investment properties, including portfolio landlords and first-time investors.
HMO Mortgages
Advice for landlords purchasing or refinancing Houses in Multiple Occupation, subject to lender criteria and licensing requirements.
Limited Company Mortgages
Support for property investors purchasing through limited company structures, including SPVs where appropriate.
Commercial Finance
Funding solutions for commercial and mixed-use properties, subject to lender assessment and affordability.
Bridging Finance
Short-term finance options for time-sensitive purchases, refurbishment projects, or property chain delays where appropriate.
Second Charge Mortgages
Advice for homeowners considering secured borrowing against an existing property.
Protection and General Insurance
Guidance on protection products and insurance solutions designed to help protect individuals, families, properties, and businesses.
Supporting a Range of Client Circumstances
Dr. Jie Wen supports clients with a variety of financial backgrounds and property goals, including:
- Self-employed applicants with complex income structures
- Property investors expanding rental portfolios
- Landlords refinancing existing properties
- Clients requiring multilingual mortgage support
- Homeowners reviewing monthly commitments and borrowing options
Each application is assessed on its own merits. Mortgage approval is subject to lender criteria, underwriting, and affordability checks.
Location and Availability
Dr Jie Wen, a mortgage broker in Brighton, works with clients across Brighton and East Sussex and can also provide remote mortgage advice where appropriate.
- Hove
- Lewes
- Peacehaven
- Shoreham-by-Sea
- Worthing
- Burgess Hill
- Newhaven
- Eastbourne
Speak to Dr. Jie Wen
If you require mortgage advice in Brighton or elsewhere in East Sussex, you can arrange an initial discussion to explore your circumstances and property goals. The aim is to provide clear, responsible guidance to help you make informed financial decisions.
Mortgage advice should always be based on suitability, affordability, and your long-term financial plans.
