Mortgage and Protection Broker in Shirley, West Midlands – Yuk Tung Wong

Finding the right mortgage broker in Shirley can simplify even the most complex property goals. Yuk Tung Wong offers specialist advice on residential,  commercial mortgages, semi-commercial lending, buy-to-let investments, HMOs, bridging finance, limited company mortgages, development finance, and general insurance. His services are FCA-regulated, ensuring advice that meets strict UK lending standards.

Expert Commercial and Semi-Commercial Mortgages

As a mortgage broker in Shirley, Yuk Tung Wong supports clients purchasing shops, offices, warehouses, or mixed-use properties. Commercial and semi-commercial lending requires tailored solutions because lenders assess business income alongside property type. Yuk Tung Wong ensures each application is structured correctly to meet lender expectations.

Buy-to-Let and HMO Mortgages

Buy-to-let lending in Shirley remains popular due to strong tenant demand and accessible transport links. Yuk Tung Wong advises landlords on single lets and HMOs, making sure applications meet affordability checks and rental coverage tests required by lenders. He explains how stress tests work, ensuring investors fully understand lending rules.

Bridging Finance for Time-Sensitive Purchases

Bridging finance helps when quick property funding is needed, such as auction purchases or development projects. As a mortgage broker in Shirley, Yuk Tung Wong guides clients through this short-term lending process. Bridging finance can cover purchase costs, renovations, or chain breaks. Every case is managed carefully, as these loans require exit strategies to satisfy lender conditions.

Limited Company Mortgages

Many investors choose limited company structures to purchase buy-to-let or HMO properties. Lenders apply different criteria in these cases. Yuk Tung Wong helps clients set up their applications correctly, ensuring directors’ guarantees and tax considerations are addressed. This approach often benefits landlords planning to expand portfolios.

Development Finance

Development finance provides staged funding for building projects, including conversions, extensions, and new builds. Yuk Tung Wong assists property developers in Shirley who need structured lending to cover land purchases and construction phases. Each stage of funding must align with project valuations. He ensures clients receive guidance through monitoring reports and lender requirements.

General Insurance

Property owners often need protection beyond the mortgage itself. Yuk Tung Wong provides advice on general insurance, including landlord cover, buildings insurance, and specialist protection for HMOs. This ensures properties and rental income remain safeguarded.

Multilingual Advice: English, Cantonese and Mandarin

Yuk Tung Wong speaks English, Cantonese and Mandarin, allowing him to support a broader range of clients. For Mandarin and Cantonese speaking investors and homeowners in Shirley, this ensures clearer communication and better understanding of lending rules. This bilingual service is particularly helpful when discussing technical mortgage terms.

Nearby Towns in the West Midlands

Clients searching for a mortgage broker in Shirley may also consider:

• Solihull

• Birmingham

• Coventry

• Wolverhampton

• Dudley

• Walsall

These locations benefit from strong transport links, diverse housing markets, and growing investment opportunities. Find a mortgage broker in Shirley.

Why Choose Yuk Tung Wong as Your Mortgage Broker in Shirley

• FCA-regulated mortgage advice meeting UK standards

• Specialist support for complex property types and business structures

• Guidance on bridging finance and development funding

• Clear explanations of affordability checks and lender requirements

• Personal service with multilingual communication in English, Cantonese and Mandarin

Thinking about property investment or development? Contact Yuk Tung Wong, a trusted mortgage broker in Shirley, West Midlands, for expert advice.