Mortgage Adviser in Eastleigh

Mortgage Adviser in EastleighFinding the Right Mortgage Adviser in Eastleigh | Eastleigh is a vibrant and growing town in Hampshire, nestled between Southampton and Winchester. Known for its strong transport links, green spaces, and family-friendly neighbourhoods, Eastleigh is a top choice for homebuyers, landlords, and investors alike. The area offers a balanced lifestyle—close to the coast, the countryside, and major urban centres.

The town continues to attract a mix of first-time buyers, professionals commuting to nearby cities, and retirees looking for a slower pace of life without sacrificing amenities. Its property market remains relatively affordable compared to surrounding areas, making Eastleigh a smart choice for a wide range of buyers.

Rachael Haywood – Your Mortgage Adviser in Eastleigh

Rachael Haywood is an experienced and approachable Mortgage Adviser in Eastleigh, Hampshire. She provides tailored mortgage and insurance advice to suit your financial goals, lifestyle needs, and property type. Whether you’re buying your first home, moving house, investing in buy-to-let, or remortgaging, Rachael offers whole-of-market guidance every step of the way.

She brings deep knowledge of Eastleigh’s property market and understands the specific lender criteria that apply locally and regionally. Her services include:

  • Residential Mortgages – From first-time buyer schemes to home movers and remortgages

  • Buy-to-Let Mortgages & HMOs – For landlords and property investors across Hampshire

  • Bridging Loans & Short-Term Finance – Ideal for auction purchases or property refurbishment

  • Limited Company Buy-to-Let Mortgages – Helping landlords benefit from tax-efficient structures

Rachael simplifies the process, from initial consultation to completion. She liaises with lenders, surveyors, solicitors, and estate agents to keep everything moving smoothly.  Find me on the Connect Expert Directory

Neighbouring Hampshire Towns Worth Exploring

Suppose you’re based in Eastleigh or looking to broaden your property search within Hampshire. In that case, several nearby towns provide fantastic opportunities for first-time buyers, growing families, landlords and second-home seekers alike.

Each of these towns offers its own housing market characteristics, price points, and mortgage challenges. With Rachael’s local knowledge and whole-of-market access, you’ll receive tailored advice to help you make informed decisions in any of the areas below.

Portsmouth – Coastal Living With City Energy

Located around 25 miles south of Eastleigh, Portsmouth offers a vibrant coastal lifestyle, combining historic naval heritage with growing demand for city living by the sea. With high demand for both residential homes and buy-to-let properties (especially student lets near the University of Portsmouth), mortgage affordability assessments can vary by postcode.

Rachael can help you:

  • Understand how lender criteria apply to city apartments vs family homes

  • Explore buy-to-let options and HMO potential in high-rental-demand areas

  • Navigate affordability assessments in a rising-price coastal city

Aldershot – Affordable Property With Regeneration Potential

To the northeast of Eastleigh, Aldershot is known for its military history and increasing appeal to commuters. With regeneration projects underway, it offers relatively affordable homes compared to Surrey and London suburbs.

Mortgage considerations here include:

  • Exploring Help to Buy or shared ownership schemes

  • Lending criteria for ex-local authority housing

  • Long-term investment potential in regeneration zones

Rachael provides expert support for first-time buyers and investors seeking value in up-and-coming areas like Aldershot.

Lymington – Premium Living on the Edge of the New Forest

Lymington, to the southwest of Eastleigh, offers a premium lifestyle with marinas, independent shops and proximity to the New Forest National Park. Properties here command higher prices, and many are sought after by second-home buyers or retirees.

Mortgage considerations for this area include:

  • Large loan mortgages and bespoke affordability calculations

  • Second-home lending criteria and stamp duty implications

  • Specialist lending for non-standard properties (e.g., period homes or listed buildings)

Rachael’s whole-of-market access ensures you can explore bespoke lending solutions that suit Lymington’s premium market.

Farnborough – Excellent for Commuters and Young Families

Farnborough is popular among London commuters thanks to its fast rail links and proximity to the M3. Its business parks and tech hubs also attract professionals relocating from the capital.

Key mortgage topics in Farnborough:

  • Competitive rates for high-income earners and professionals

  • Options for tech workers and contractors with variable income

  • Family mortgages and joint borrower/sole proprietor arrangements

Rachael understands the profile of the modern Farnborough buyer and can secure lenders who work with dynamic income structures.

Alton – Market Town Charm with Accessible Pricing

Alton blends traditional charm with commuter convenience. With strong transport links to London and neighbouring towns, it’s a favourite for professionals seeking quieter living.

Mortgage-related factors to consider:

  • Property types include period cottages, new-build estates, and rural homes

  • Self-employed buyer challenges in smaller towns

  • Lower deposit options for first-time buyers

Rachael supports buyers navigating mixed housing stock and ensures rural property quirks don’t derail mortgage approvals.

Andover – Growth Potential in a Well-Connected Town

Andover, located northwest of Eastleigh, has seen strong growth in recent years. With new housing developments and excellent rail links to Basingstoke and London, it’s increasingly attractive to families and young professionals.

Mortgage dynamics in Andover may involve:

  • Lending for new-builds, including developer incentives

  • Government schemes for first-time buyers

  • Family-assisted deposit options

Rachael can help you make the most of available schemes and match you with lenders that support Andover’s expanding residential base.

Here’s a property market overview table for the requested towns. Note: Data availability varies, so some figures are estimates or based on the latest available sources.

Town Approx Average Property Price* Recent Trend / Notes
Portsmouth £250,000 (July 2025) Up ~2.3 % year‑on‑year; detached ~£517k, flats ~£170k in this area
Farnborough £378,039 (last 3 months) Higher than national average; detached ~£573k in recent data
Alton £418,483 (Oct 2025) Detached properties ~£639k recently; premium market area
Lymington £713,214 (latest average) High‑value coastal town; detached average ~£760k
Andover No robust recent average found Requires more specific local data; use district‑level figures for context

* Figures are rounded and represent average sold/asking prices for the most recent available period.

Key Takeaways:
  • Farnborough and Alton show strong premium pricing, reflecting desirable commuter or rural markets.

  • Lymington clearly sits at the top end of the market, ideal for lifestyle buyers but representing higher entry costs.

  • Portsmouth offers greater affordability than the higher‑value Hampshire towns listed.

  • Andover lacks easily accessible, up‑to‑date average numbers in this dataset, suggesting a local estate agent check or a district data lookup.

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Living in Eastleigh: Local Attractions, Amenities & Transport Links

Eastleigh is one of Hampshire’s fastest-growing and best-connected towns. Combining modern infrastructure, scenic green spaces, and excellent schools, it offers a well-rounded lifestyle for families, professionals, and commuters alike. Below, we explore the key features that make Eastleigh such a desirable location to live, work, and invest in property.

Attractions in Eastleigh

Eastleigh offers a wide range of leisure activities and cultural attractions for all ages.

  • The Point Theatre: A vibrant local performing arts venue offering contemporary dance, theatre, live music, and creative workshops throughout the year.

  • Lakeside Country Park: This expansive 60-acre park features woodlands, lakes, picnic areas, and walking trails—perfect for nature lovers and family outings.

  • TeamSport Indoor Karting: One of the UK’s leading indoor karting tracks, offering adrenaline-pumping activities for individuals and groups.

With year-round events and family-friendly attractions, Eastleigh offers an engaging lifestyle beyond the usual workweek.

Shopping and Dining in Eastleigh

From high-street brands to independent retailers, Eastleigh’s town centre caters to every type of shopper:

  • The Swan Shopping Centre: A popular retail destination housing major fashion retailers, homeware stores, coffee shops, and a multi-screen cinema.

  • Eastleigh High Street: Offers a growing number of independent boutiques, traditional bakeries, artisan cafés, and diverse international eateries.

Eastleigh’s dining scene is particularly strong in Indian, Italian, and British cuisine, with several well-reviewed restaurants and pubs contributing to a thriving town centre economy.

Schools and Education

Eastleigh boasts a variety of educational institutions that attract families seeking high-quality local schooling:

  • Primary and Secondary Schools: The area includes a mix of Ofsted-rated ‘Good’ and ‘Outstanding’ schools, such as Shakespeare Infant School and Crestwood Community School.

  • Eastleigh College: A respected further education provider offering a wide range of vocational courses, apprenticeships, and adult learning opportunities.

  • Barton Peveril Sixth Form College: Known for its strong academic record and modern facilities, serving students across Hampshire.

The educational offerings make Eastleigh an excellent base for families prioritising access to top-tier learning at every stage.

Healthcare and Medical Services

Access to healthcare is a priority for any community, and Eastleigh delivers comprehensive options:

  • Local GP Surgeries and NHS Clinics: Eastleigh has several well-rated NHS health centres and private practices offering general and specialist care.

  • Dental Services: A wide range of NHS and private dentists are available in and around the town.

  • Nearby Hospitals:

    • Royal Hampshire County Hospital (Winchester)

    • Southampton General Hospital (Southampton)

Residents benefit from both proximity and choice when it comes to managing their health and well-being.

Transport Links and Commuter Access

Eastleigh is renowned for its exceptional transport connectivity, making it ideal for professionals working in Southampton, Winchester, London, and beyond.

  • Eastleigh Railway Station: Provides regular, direct services to:

    • London Waterloo

    • Southampton Central

    • Portsmouth Harbour

    • Winchester

  • Road Links:

    • M3 Motorway: Quick access to London, Winchester, and Basingstoke.

    • M27 Motorway: Direct route to Southampton, Fareham, and the South Coast.

  • Southampton Airport: Just a few minutes from the town centre, offering domestic and international flights—ideal for business travel and holidays.

Eastleigh’s infrastructure supports seamless commuting, whether by train, car, or air.

Why Eastleigh Is a Great Place to Call Home

Whether you’re a first-time buyer, a growing family, or a commuter looking for fast London access, Eastleigh offers:

  • A vibrant and expanding town centre

  • Strong local schools and further education

  • Exceptional transport links

  • Access to nature and recreational spaces

  • A diverse and welcoming community

For anyone seeking a well-connected, family-friendly location with modern amenities and excellent property investment potential, Eastleigh ticks every box.

Ready to Start Your Mortgage Journey?

Choosing the right mortgage is one of the most important financial decisions you’ll make. Whether you’re buying in Eastleigh or elsewhere in Hampshire, Rachael Haywood is here to guide you.

She provides:

  • Local expertise combined with national mortgage market access

  • Advice tailored to your income, goals, and property plans

  • Full support from initial application through to completion

Get in touch today for a free, no-obligation chat. Let’s explore your options and find the right mortgage for your next move.

Rachael Haywood

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