Welcome to Ocean Tide Wealth Experts, where mortgage, protection and property finance advice is shaped by experience, personal service and clear communication.

Ocean Tide Wealth is a specialist financial advice firm with a strong focus on UK mortgage and protection needs. Its brand carries a calm, directional and internationally minded identity. Like the tide, good financial advice should move with purpose. It should respond to the client’s position, understand the wider landscape and help each person move forward with confidence.

For clients buying a home, investing in UK property, arranging buy-to-let finance, reviewing protection needs, or managing a more complex borrowing scenario, Ocean Tide Wealth provides advice designed around individual circumstances.

Ocean Tide Wealth supports clients with:

• Residential mortgages
• Commercial mortgages
• Buy-to-let mortgages
• First-time buyer mortgages
• Home mover mortgages
• Remortgages and product transfers
• Overseas and non-UK resident applicant support
• Private banking and UHNW client cases
• Bridging finance
• Second charge loans
• HMO finance
• Limited company mortgages
• Development finance
• Protection and insurance
• Income protection
• Landlord insurance
• Contents insurance
• Global private medical insurance

About Ocean Tide Wealth Experts

Ocean Tide Wealth is positioned as a financial specialist in the UK, supporting clients across mortgage and protection services. The business focuses on helping clients understand their options, review lender criteria and approach finance decisions with greater clarity.

The company’s website highlights mortgage support for residential and commercial mortgages, UK- and non-UK-resident applicants, buy-to-let mortgages, private banking, and UHNW clients. It also highlights protection services such as income protection, landlord insurance, contents insurance and global private medical insurance.

Ocean Tide Wealth’s approach is based on personal service. The firm explains that every client’s financial situation is unique, so advice should consider goals, aspirations and a detailed review of needs before recommendations are made.

The business was established in 2019 and has been built on the values of integrity, professionalism and mutual support. Its website describes a focus on Mandarin-speaking clients, comprehensive financial services, and tailored support across loans, insurance, and broader financial needs.

Ocean Tide Wealth Experts | A Brand Built Around Direction, Depth and Clear Guidance

The Ocean Tide Wealth name carries a natural sense of movement. It suggests guidance through changing conditions, steady progress and an understanding that every client’s financial journey has its own current.

The brand should feel refined, calm and international. It should not look generic or overly corporate. It should feel like a specialist adviser helping clients navigate the UK mortgage and protection market with care, structure and confidence.

Use the Ocean Tide Wealth colour direction throughout the page:

• Deep navy: for trust, professionalism and financial stability
• Sea blue: for clarity, confidence and calm communication
• Teal and ocean green: for the tide, movement, growth and the Ocean Tide identity
• White: for clean space, readability and a premium finish
• Warm gold accents: for wealth, value and careful guidance

Design cues should include subtle waves, tide lines, compass points, clean financial architecture, London imagery and refined ocean-inspired gradients. The result should feel modern, reassuring and specialist.

Ocean Tide Wealth Experts | Here to Support Clients Navigating UK Finance

Buying property, refinancing or arranging protection can feel complex, especially when clients are balancing UK lending rules, overseas income, investment goals, language preferences or commercial finance needs.

Ocean Tide Wealth supports clients through a structured advice journey. That can include understanding financial circumstances, reviewing affordability, explaining lender criteria, preparing an application, liaising with lenders and helping the process move towards a mortgage offer and completion.

The firm is particularly relevant for clients who want clear explanations, multilingual support, and tailored guidance across residential, buy-to-let, commercial and specialist finance needs.

Clients may approach Ocean Tide Wealth for:

• Residential mortgage advice
• Buy-to-let and investment property finance
• Commercial and semi-commercial finance
• Bridging finance for time-sensitive transactions
• Second charge borrowing
• Development finance
• HMO and limited company mortgage support
• Mortgage advice for UK and non-UK resident applicants
• Protection and insurance planning
• Guidance in English, Mandarin or Cantonese

Adviser Locations, Languages and Expertise

Ocean Tide Wealth Limited currently appears on Connect Experts with five adviser listings.

The advisers are shown across three areas:

• Greater London
• Surrey
• East Sussex

The Connect Experts company filter also shows language support across Mandarin and Cantonese, with all five listed advisers offering Mandarin and three also offering Cantonese.

This multilingual support is central to the Ocean Tide Wealth identity. Mortgage terms, lending criteria and insurance options can be difficult to review in a second language. By offering advice in English, Mandarin and Cantonese across the adviser team, Ocean Tide Wealth helps clients discuss important financial decisions with greater clarity.

Through Connect Experts, clients can find Ocean Tide Wealth advisers in locations including Royal Docks, North Acton, Sutton, Brighton and Liverpool Street.

Meet Ocean Tide Wealth Experts

Jenny Dong CeMAP, MBA | Founder and Managing Director, Senior Mortgage Adviser
Jenny Dong is the founder and managing director of Ocean Tide Wealth Limited. She is a CeMAP-qualified mortgage and protection adviser with experience across residential mortgages, commercial mortgages, buy-to-let, bridging finance, second-charge mortgages, protection, and general insurance. Jenny supports clients in Liverpool Street, London and the surrounding areas. Her profile highlights her ability to simplify complex financial processes and help clients achieve achievable outcomes in challenging scenarios. She also provides mortgage advice in English and Mandarin.

Dr. Jie Wen CeMAP, CICPA, Ph.D, FHEA | Partner and Senior Adviser
Dr. Jie Wen is a mortgage broker in Brighton and a senior adviser at Ocean Tide Wealth. His background includes more than 15 years of financial industry experience, with expertise in loan solutions, compliance consulting and project financing. He provides guidance across residential, buy-to-let, commercial mortgages, bridging finance, second-charge loans, and protection policies. Dr. Wen offers multilingual advice in English and Mandarin, helping clients understand complex mortgage and protection options clearly.

Shelley Shin CeMAP, BA | Mortgage Adviser
Shelley Shin is a mortgage broker in Royal Docks, Greater London. She provides structured mortgage advice across residential, buy-to-let and more complex property scenarios. Shelley supports multilingual clients in English, Mandarin, and Cantonese and advises on specialist cases, including HMOs, limited company mortgages, and bridging finance. Her approach is focused on clarity, accuracy and helping clients understand their options throughout the mortgage process.

Doris Xiong CeMAP, MSc | Mortgage Broker
Doris Xiong is a mortgage broker in North Acton, Greater London. She supports clients with buy-to-let, HMO finance, limited company mortgages, bridging finance and general insurance. Doris is fluent in English, Mandarin and Cantonese, which helps her support clients who prefer detailed mortgage discussions in their chosen language. Her profile highlights structured guidance for landlords, investors and clients using corporate ownership structures.

Heidi Wing Chi Siu CeMAP, BBA | Mortgage Adviser
Heidi Wing Chi Siu is a mortgage broker in Sutton, Surrey. She supports clients across commercial and semi-commercial mortgages, buy-to-let, HMOs, bridging finance, limited company mortgages, development finance, protection and general insurance. Heidi speaks English, Cantonese and Mandarin, helping clients review lender documents and criteria with confidence. Her background includes finance and credit experience, with a strong focus on professional analysis and tailored client support.

Ocean Tide Wealth Areas of Advice

Ocean Tide Wealth combines mortgage and protection expertise with broader financial awareness.

Its mortgage support includes residential purchases, remortgages, product transfers, buy-to-let mortgages, overseas mortgages, commercial mortgages and bridging loans. The firm’s process includes reviewing client needs, assessing borrowing capacity, completing fact finds, preparing applications and liaising with lenders, estate agents and solicitors.

Its protection and insurance support includes income protection, landlord insurance, contents insurance and global private medical insurance. This reflects a broader view of financial advice where borrowing should be supported by appropriate cover and long-term planning.

The Ocean Tide Wealth team also supports clients with property investment and specialist borrowing needs, including limited company mortgages, HMO finance, development finance, and second-charge lending.

Why Choose Ocean Tide Wealth Experts?

Clients may choose Ocean Tide Wealth because the team combines UK property finance knowledge with multilingual communication and a strong understanding of clients who may need more than a standard mortgage conversation.

Ocean Tide Wealth stands out for:

• A specialist mortgage and protection advice team
• Support for residential, buy-to-let and commercial mortgage needs
• Experience with UK and non-UK resident applicants
• Private banking and UHNW client support
• Multilingual advice in English, Mandarin and Cantonese
• Adviser locations across Greater London, Surrey and East Sussex
• Support for bridging, second charge, HMO, limited company and development finance
• Protection and insurance guidance alongside mortgage advice
• A calm, clear and relationship-led approach
• A brand identity built around direction, movement and trust

Ocean Tide Wealth is about helping clients navigate decisions with confidence. Whether the client is buying a home, growing a property portfolio, arranging commercial finance, or protecting their income and property, the team guides the process with care and professional structure.

Find Ocean Tide Wealth Experts

Through Connect Experts, clients can find Ocean Tide Wealth advisers who combine mortgage knowledge, protection awareness, multilingual communication and specialist property finance experience.

Whether you need help with a residential mortgage, buy-to-let, commercial finance, bridging finance, second-charge borrowing, HMO finance, development finance, protection, or insurance, Ocean Tide Wealth can help you understand your options and take the next step with greater confidence.

Thank you for reading our publication, “Ocean Tide Wealth Experts | Your Financial Specialist in the UK.” Stay Connect-ed for more updates soon.