Mike Olivieri | Mortgage Broker in Bradford-on-Avon, at Cotterell & Cotterell Commercial Finance Limited

Mike Olivieri is a mortgage broker at Cotterell & Cotterell Commercial Finance Limited, offering structured and practical advice across a range of residential and investment lending scenarios. He works with individuals, landlords, and property investors who need clear guidance as they navigate the UK mortgage market.

His approach focuses on understanding each client’s financial position, objectives, and property plans before identifying suitable mortgage options. Advice is based on affordability, lender criteria, and long-term suitability, ensuring clients make informed decisions.

All recommendations are provided in line with current UK regulatory standards.

Mortgage Advice Across the UK

When selecting a mortgage broker, it is important to work with someone who assesses your full financial circumstances. Mike supports clients purchasing their first home, refinancing existing borrowing, or expanding a property portfolio.

Each case is reviewed individually, considering income, credit profile, deposit, and property type. Access to a wide panel of lenders allows for suitable options to be explored based on current lending criteria.

How Advice Is Delivered

The mortgage process begins with a detailed fact find to ensure recommendations are appropriate and affordable.

This includes:

• Reviewing income, expenditure, and financial commitments
• Explaining mortgage types and repayment structures
• Outlining lender criteria and associated costs
• Supporting communication with lenders and relevant professionals

Clear explanations are provided throughout, allowing clients to understand each stage of the process.

Areas of Expertise

Mike Olivieri provides advice in the following areas:

Residential Mortgages
Support for first-time buyers, home movers, and those purchasing a main residence.

Buy-to-Let and HMO Mortgages
Guidance for landlords acquiring or refinancing investment properties, including HMO lending scenarios.

Limited Company Mortgages
Advice for clients purchasing or refinancing property through a company structure, subject to lender criteria.

Bridging Finance
Short-term funding solutions for time-sensitive purchases or transitional property arrangements.

General Insurance
Options designed to help protect property and financial commitments where appropriate.

Supporting a Range of Client Circumstances

Mike works with a variety of client situations, including:

• First-time buyers entering the property market
• Landlords building or restructuring portfolios
• Self-employed applicants with complex income
• Clients requiring specialist or short-term lending

Each case is assessed on its own merits. Approval is subject to lender assessment and affordability checks.

Location and Availability

Mike is based in Bradford-on-Avon and supports clients across Wiltshire and the surrounding areas. Advice can also be delivered remotely where appropriate.

• Trowbridge
• Melksham
• Westbury
• Devizes
• Frome
• Chippenham

Speak to Mike Olivieri

If you are looking for clear, structured mortgage advice, Mike Olivieri offers a practical approach to help you understand your options and make informed decisions aligned with your financial goals.