Finding the Right Mortgage Adviser in Chorley | Chorley is a thriving market town in Lancashire, offering a perfect balance of countryside charm and modern convenience. Surrounded by rolling hills, historic landmarks, and excellent transport links, Chorley is fast becoming one of the most desirable places to live in the North West.
Homebuyers and property investors are drawn to Chorley for its affordability, community spirit, and strong commuter links to Manchester, Preston, and Bolton. With a wide range of property types from Victorian terraces to new-build developments, Chorley caters to first-time buyers, families, and landlords alike.
Whether you’re planning to buy your first home, expand your portfolio, or remortgage for a better deal, expert advice from a Mortgage Adviser in Chorley can save you time, money, and stress.
Meet Tom Swinscoe – Your Mortgage Adviser in Chorley
Tom Swinscoe is a highly experienced, whole-of-market mortgage Adviser based in Chorley, dedicated to helping you make confident mortgage decisions. With access to high-street banks, specialist lenders, and exclusive deals, Tom tailors every mortgage recommendation to fit your personal financial goals and property type.
He specialises in:
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Residential mortgages for first-time buyers, home movers, and remortgagers
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Buy-to-let and HMO mortgages for landlords and investors
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Bridging finance and short-term lending solutions
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Limited company mortgages for portfolio landlords
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Protection and insurance, including life cover and income protection
Whether you’re self-employed, have adverse credit, or need help structuring your mortgage through a company, Tom provides clear, honest, and strategic advice.
Tom manages the full application process, liaising with solicitors, estate agents, and lenders, to ensure a smooth, stress-free experience from start to finish.
Find me on the Connect Expert Directory
Exploring Neighbouring Lancashire Towns Around Chorley
If you’re considering buying or investing in property near Chorley, you’re in luck. The town is ideally positioned in the heart of Lancashire, surrounded by vibrant and diverse towns that each offer their own appeal whether you’re a first-time buyer, landlord, commuter, or someone looking to upsize or downsize. Here’s a closer look at the top neighbouring towns near Chorley, each with growing property markets and strong mortgage opportunities.
Leyland: Semi-Rural Comfort with Urban Convenience
Distance from Chorley: Approx. 10 minutes
Leyland is a popular choice for families and professionals who want the balance of green space and town amenities. It offers:
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Affordable housing with a good mix of modern developments and period homes
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Reputable schools, making it attractive for families
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Easy access to the M6 and Preston city centre
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A rising number of buyers relocating from larger cities
From an affordability and lifestyle perspective, Leyland is becoming increasingly sought-after. If you’re searching for a mortgage broker in Leyland, Tom Swinscoe can guide you through available lending options tailored to your needs.
Preston: Urban Living with Strong Rental Yields
Distance from Chorley: Approx. 20–25 minutes
As Lancashire’s administrative hub, Preston offers all the benefits of a small city without the high cost of living. It features:
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The University of Central Lancashire (UCLan), creating ongoing rental demand
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A thriving property market with regeneration projects across the city
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Excellent transport links including the West Coast Main Line and M6/M65/M61 access
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A strong buy-to-let market and student rental opportunities
Whether you’re a professional seeking your first home or an investor looking for solid returns, Preston is worth considering. A local mortgage adviser near Chorley like Tom can help you navigate lender criteria that vary for student or multi-let properties.
Bolton: Affordability, Space, and Growth Potential
Distance from Chorley: Approx. 25–30 minutes
Bolton offers larger homes at prices significantly lower than the UK average, making it an excellent option for:
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First-time buyers seeking more space for their budget
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Families upgrading to detached or semi-detached properties
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Landlords interested in low entry costs and solid rental income
Its proximity to Manchester, excellent schools, and multi-cultural community make Bolton one of the North West’s best-kept secrets. If you’re considering buying here, working with a mortgage broker covering Bolton and Chorley ensures you get local insights on lender appetite and affordability assessments.
Blackburn: Regeneration and Value for Money
Distance from Chorley: Approx. 20 minutes
Blackburn has seen significant regeneration investment over the last few years, with key benefits including:
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Strong capital growth potential in certain areas
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A growing town centre and transport infrastructure upgrades
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Affordable property prices ideal for investors or younger buyers
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Diverse housing stock, from Victorian terraces to new-builds
It’s a prime target for buyers priced out of Manchester or Preston. If you’re exploring mortgage options in Blackburn, a broker like Tom Swinscoe can help you understand local valuation trends and lender requirements, especially if you’re buying at auction or off-plan.
Attractions, Amenities and Lifestyle in Chorley
Chorley, a thriving market town nestled in the heart of Lancashire, offers the perfect blend of countryside charm and modern convenience. With its family-friendly atmosphere, excellent transport links, and access to green space, it’s no surprise that Chorley continues to grow in popularity among homebuyers and renters seeking a balanced lifestyle.
Whether you’re relocating for work, looking for a quiet place to raise a family, or downsizing while staying well-connected, Chorley offers something for everyone.
Local Attractions in Chorley
Chorley is rich in heritage and natural beauty, offering a range of attractions for residents and visitors alike:
Astley Hall, Coach House & Park
A standout destination, Astley Hall is a Grade I-listed Elizabethan manor surrounded by beautifully maintained gardens, woodland trails, and children’s play areas. The historic house and museum are a must-see for local history lovers, while the park hosts events and open-air markets throughout the year.
Yarrow Valley Country Park
This picturesque nature reserve offers 700 acres of lakes, meadows, and woodland ideal for walkers, cyclists, and nature lovers. With a café, visitors centre, and year-round walking trails, it’s a peaceful escape just minutes from the town centre.
Botany Bay (Redevelopment in Progress)
Formerly known for antiques and retail, Botany Bay is undergoing a regeneration project that promises to transform it into a major residential and commercial hub. It remains an iconic part of Chorley’s identity.
Shopping, Dining and Local Markets
Chorley offers a unique mix of high-street brands and independent retailers, making it an enjoyable destination for everyday shopping and weekend browsing.
Market Walk Shopping Centre
Home to popular retailers, cafés, and food outlets, Market Walk provides modern shopping convenience in the heart of town. It also connects easily to the town’s historic market square.
Chorley Markets
Operating multiple days a week, Chorley’s outdoor and covered markets offer fresh produce, artisan goods, street food, and locally made crafts. These markets have earned Chorley a reputation as one of Lancashire’s top traditional market towns.
Food & Drink Scene
From gastropubs and tearooms to family-run curry houses and modern bistros, Chorley’s food scene is diverse and community-focused. New eateries continue to open, reflecting the town’s growing appeal among young professionals and families.
Leisure, Fitness and Local Culture
Chorley offers a wide range of activities for all age groups and interests:
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Chorley Leisure Centres – With swimming pools, gyms, fitness classes, and children’s programmes.
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Chorley Golf Club & Duxbury Park Golf Course – Popular among local golf enthusiasts.
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Chorley Little Theatre – A beloved community venue showcasing theatre productions, film nights, live music, and comedy.
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Local Sports Clubs – Rugby, football, tennis, and cricket clubs welcome all ages and skill levels, supporting a strong sense of local pride and community.
Transport Links in Chorley
Chorley is widely regarded as one of the best commuter towns in Lancashire, thanks to its excellent rail and road connectivity:
By Train
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Direct rail links to:
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Manchester Piccadilly – approx. 40 minutes
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Preston – approx. 10 minutes
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Bolton – approx. 25 minutes
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Regular services operated by Northern and Avanti West Coast.
By Road
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M61 and M6 motorways just minutes away ideal for drivers commuting to Manchester, Liverpool, and beyond.
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The A6 provides easy access to nearby towns like Leyland and Bamber Bridge.
Bus Services
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Reliable local buses connect Chorley with Blackburn, Wigan, Leyland, and surrounding villages.
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Services are frequent, well-maintained, and integrated with rail services.
Air Travel
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Manchester Airport is less than 40 minutes away by car or rail, making Chorley a convenient home base for frequent travellers or international professionals.
Who is Chorley Ideal For?
Chorley appeals to a wide range of people, including:
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Commuters who want affordable housing with fast connections to major cities.
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Families looking for good schools, green space, and a safe environment.
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Retirees seeking peaceful living with amenities close at hand.
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Buy-to-let investors attracted by strong rental demand and regeneration plans.
Ready For a Mortgage in Chorley?
Don’t leave your mortgage to chance. Let a trusted expert guide you through one of life’s biggest financial decisions.
Contact Tom Swinscoe today for a free, no-obligation consultation and explore your mortgage options in Chorley and beyond.
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