Finding the Right Mortgage Broker in Knutsford | Knutsford is a charming and affluent market town nestled in the heart of Cheshire, offering a perfect blend of historic character, countryside tranquillity, and modern convenience. Known for its cobbled streets, boutique shopping, and independent restaurants, Knutsford is a popular choice for professionals, families, and retirees alike.
Its proximity to Manchester and strong transport connections make it ideal for commuters seeking a more peaceful lifestyle without sacrificing access to city amenities. The town also boasts top-rated schools, beautiful green spaces like Tatton Park, and a strong sense of community.
Meet Craig McBain – Your Mortgage Broker in Knutsford
Craig McBain, your trusted Mortgage Broker in Knutsford, offers whole-of-market mortgage advice tailored to your goals. Whether you’re a first-time buyer, property investor, or remortgaging your home, Craig provides personalised guidance with full transparency and support at every step.
Craig has in-depth knowledge of the Knutsford and Cheshire property markets and access to high street lenders, specialist products, and exclusive deals.
Craig specialises in:
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Residential Mortgages – Helping first-time buyers, home movers, and remortgagers secure competitive and suitable mortgage products.
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Buy-to-Let & HMOs – Expert guidance for landlords navigating the local rental market and expanding property portfolios.
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Commercial Mortgages – Financing for business premises and semi-commercial properties, with flexible structuring options.
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Bridging Loans & Short-Term Finance – Ideal for property purchases that need fast funding or are outside conventional lending criteria.
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Limited Company Mortgages – Solutions for landlords using SPVs for tax-efficient property investment.
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Second Charge Mortgages – Access additional funds without refinancing your existing mortgage.
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Protection & Insurance Advice – Life, income, and home insurance tailored to protect what matters most.
Craig personally handles the full mortgage journey—working with solicitors, estate agents, and lenders—so you can focus on your move or investment with peace of mind.
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Exploring Neighbouring Cheshire Towns for Mortgage Opportunities
Mortgage adviser Craig McBain is based in Knutsford, but his expertise extends far beyond the town’s borders. As a trusted mortgage broker in Cheshire, Craig offers tailored mortgage advice across surrounding towns including Wilmslow, Alderley Edge, Northwich, Altrincham, and Holmes Chapel—each with its own distinct property landscape and borrower needs.
Whether you’re a first-time buyer, remortgaging, or investing in property, understanding the local nuances of these neighbouring areas can help you make more informed choices. Here’s a closer look at mortgage opportunities in each town.
Wilmslow Mortgage Advice
Wilmslow is one of Cheshire’s most prestigious locations, known for its luxury homes, tree-lined streets and proximity to Manchester city centre and the airport. With an affluent local population and a high concentration of executive properties, Wilmslow is well-suited to:
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High-value mortgages
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Remortgage and equity release strategies
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Professionals seeking tailored mortgage planning
Craig provides whole-of-market mortgage advice in Wilmslow, ensuring that clients access competitive large loan options, interest-only products and bespoke borrowing structures.
Alderley Edge Mortgage Services
Alderley Edge is synonymous with exclusivity, attracting high-net-worth individuals and celebrities seeking privacy, gated estates and access to top-rated schools. Mortgages in Alderley Edge often require:
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Specialist lending for complex income streams
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Large loan mortgage advice for million-pound properties
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Discreet, confidential guidance
Craig supports clients in Alderley Edge with personalised solutions for high-value purchases, often working with clients whose income is derived from businesses, bonuses or investment portfolios.
Northwich Mortgage Broker Services
Northwich is a vibrant, growing town in mid-Cheshire with affordable homes, great schools, and strong commuter links to Manchester and Chester. Its ongoing regeneration and mix of new-build and traditional properties make it attractive for:
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First-time buyers
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Help to Buy and Shared Ownership
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Home movers and young families
With competitive property prices and government-backed schemes, Craig helps clients navigate their mortgage options in Northwich with confidence and clarity.
Altrincham Mortgage Advice
Altrincham offers the perfect blend of market-town heritage and urban sophistication. With a bustling town centre, renowned schools, and fast tram links into Manchester, Altrincham is ideal for:
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Home movers upsizing or relocating
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Buy-to-let landlords targeting professional tenants
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Remortgage clients seeking competitive rates
Craig’s local knowledge ensures clients benefit from mortgage deals in Altrincham that match both lifestyle and long-term financial goals.
Property Market Overview – Key Cheshire Towns
Town | Recent Average Price* | Typical Price Trend / Notes |
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Wilmslow | Detached: ~ £706,776 Semi: ~ £445,205 Terraced: ~ £332,016 Flats: ~ £200,207 |
Sales last 12 months in Wilmslow: ~667 homes across types. Modest price decrease in some parts (‑1.7% per sq ft) but 5‑year growth remains strong (+20.9%) |
Alderley Edge | Average price ~ £687,448 (over last year) | High‑value market, part of Cheshire’s “Golden Triangle” – high demand, particularly among affluent buyers. |
Cheshire (general) | Average house price Jan 2025: ~ £268,548 (UK House Price Index) | Reflects broader region around Cheshire & neighbouring areas. Serves as benchmark for more premium towns above. |
Wide area (Golden Triangle) | Cheshire median around £270,000 in many parts, but premium towns much higher | Shows the wide variation in property values across Cheshire—from affordable areas to ultra‑premium pockets. |
* Figures are approximate and reflect the latest publicly available data for each town or region.
Key Take‑aways for Mortgage Advisers & Clients
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In Wilmslow, high‑value detached homes dominate the market; clients may need larger mortgages or remortgage planning.
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Alderley Edge remains a premium market: clients may require specialist lending, bespoke advice and large‑loan solutions.
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The wider Cheshire region shows a wide spread of values—from average rural/commuter towns right through to exclusive areas—highlighting the need for tailored mortgage advice.
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Even within the same county, the difference in housing value between “average” towns and premium towns can be several hundred thousand pounds. That means adviser strategies must adjust accordingly (borrowing limits, affordability, deposit expectations, lender appetite).
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For clients looking at first‑time buyer and mid‑market towns in Cheshire (outside the “Golden Triangle”), there remain opportunities for more affordable entry‑points. Advisers should highlight those contrasts when clients are comparing options.
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Investing in buy‑to‑let or remortgage in Cheshire could leverage good value in mid‑market towns, while also needing awareness of local trends and competition from premium markets.
Attractions, Transport Links & Amenities in Knutsford
Knutsford is more than just a charming market town in Cheshire—it offers an exceptional quality of life, with access to stunning green spaces, top-rated schools, excellent transport connections, and a vibrant community culture. Whether you’re a commuter, a growing family, or a downsizer looking for peace without isolation, Knutsford strikes the perfect balance.
Local Attractions in Knutsford
Tatton Park
One of Cheshire’s most renowned heritage attractions, Tatton Park features over 1,000 acres of parkland, a grand stately home, beautifully maintained formal gardens, and a working rare-breeds farm. It regularly hosts family-friendly events, food festivals, car shows, and seasonal markets, making it a year-round destination for residents and tourists alike.
Knutsford Heritage Centre
Located in the heart of the town, the centre provides a fascinating insight into Knutsford’s long history, from its medieval origins to its Georgian architecture and Victorian expansion. Exhibitions, educational workshops and guided town tours allow you to explore Knutsford’s heritage in an engaging and accessible way.
Local Food Scene
Knutsford has a thriving culinary reputation, often cited as one of the best small towns for food in the North West. You’ll find a blend of independent restaurants, artisanal bakeries, boutique coffee shops and popular bistros lining King Street and Princess Street. The monthly Artisan Market draws food lovers from across the region, offering local produce, handmade goods, and a buzzing community atmosphere.
Excellent Transport Connections
Knutsford offers highly convenient transport links, ideal for both local residents and commuters working in Greater Manchester, Cheshire, or even London.
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By Rail:
Knutsford Railway Station provides direct connections to Manchester Piccadilly and Chester, with journey times around 40 minutes and 60 minutes respectively. It’s also part of the Mid-Cheshire Line, linking key towns across the region. -
By Road:
The town lies just minutes from both the M6 and M56 motorways, offering easy road access to Manchester, Liverpool, Warrington, and North Wales. Commuters can reach Manchester Airport in under 30 minutes, making international travel straightforward. -
By Bus:
Regular bus services connect Knutsford to surrounding towns including Altrincham, Wilmslow, Northwich, and Macclesfield. These routes are ideal for students, professionals, and residents without private transport.
High-Quality Local Amenities
Knutsford is a self-contained community with everything you need for daily life within easy reach.
Education
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Knutsford Academy – A well-regarded secondary school offering a broad curriculum and strong community involvement.
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Bexton Primary School – Rated ‘Good’ by Ofsted, it is one of several excellent primary schools in the area, making Knutsford popular with families.
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Access to nearby independent schools and grammar school options in Altrincham and Manchester further enhance educational opportunities.
Healthcare
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GP surgeries, dental practices, pharmacies, and both NHS and private healthcare clinics are well-represented in the town.
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Larger medical centres and hospital services are available within a short drive to Macclesfield or Manchester.
Shopping & Leisure
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The town centre offers a mix of independent retailers, designer boutiques, and trusted high-street names.
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King Street and Princess Street are the town’s retail hubs, known for their charming architecture and pedestrian-friendly layout.
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For fitness and wellbeing, Knutsford has modern leisure centres, private fitness studios, tennis clubs, golf courses, and yoga/pilates schools.
Community Life
Knutsford thrives on its active community spirit. Local groups, clubs and regular events help residents connect, including:
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Knutsford Makers Market
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Knutsford Music Festival
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Annual Christmas Lights Switch-On
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Volunteer organisations and arts societies
Let’s Talk Mortgages in Knutsford
If you’re buying, investing, or refinancing in Knutsford or the Cheshire area, don’t navigate the mortgage maze alone.
Craig McBain is ready to help you unlock the right mortgage—tailored to your financial situation, property goals, and future plans.
📞 Get in touch today to arrange your free, no-obligation consultation.
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