Premier Commercial Lending Experts is a specialist commercial and property finance brokerage based in Hitchin, Hertfordshire. The firm supports clients with commercial mortgages, bridging finance, second-charge lending, development finance, semi-commercial lending, and specialist property funding. Its website positions the business as “a trusted professional finance brokerage,” bringing “expertise and clarity” to the commercial and specialist lending markets.

For clients arranging finance for a commercial property, investment property, refurbishment project, development exit, bridging requirement, or second-charge facility, Premier Commercial Lending Limited provides structured advice based on individual circumstances, affordability, lender criteria, and the purpose of the funding.

Premier Commercial Lending Limited supports clients with:

• Bridging finance
• Residential bridging
• Land mortgages
• Unregulated bridging loans
• Property refurbishment finance
• Second charge lending
• Debt consolidation loans
• Renovation loans
• Commercial mortgages
• Semi-commercial lending
• Development finance
• Development exit facilities
• Mezzanine finance
• Buy-to-let mortgages
• HMO mortgages
• Limited company mortgages
• General insurance

Commercial and development lending
Commercial mortgages, semi-commercial finance, development finance, development exit facilities and mezzanine finance.

Bridging finance
Short-term property funding for time-sensitive purchases, refurbishment projects, land transactions and other suitable scenarios.

Second charge lending
Funding options secured against existing property, including renovation finance, debt consolidation and capital release for suitable purposes.

Property investment finance
Buy-to-let, HMO and limited company mortgage guidance for landlords and investors.

About Premier Commercial Lending Limited

Premier Commercial Lending Limited is registered in England and Wales under company number 10632554, with a registered address at Unit 1 The Cam Centre, Wilbury Way, Hitchin, Hertfordshire, SG4 0TW. Companies House lists the company as active, and the Premier Commercial Lending website confirms the same company number and registered address.

The brand is professional, premium and finance-led. Its visual identity uses a dark architectural background, gold lettering and white supporting text, creating a high-trust commercial feel. The “PCL” identity and gold accent colour help position the firm as a specialist, established and focused on commercial property lending.

The brand message should focus on clarity, expertise and specialist lending support. This reflects the firm’s own wording and suits an audience of landlords, investors, developers, business owners and clients with more complex property finance needs.

Premier Commercial Lending Limited’s website highlights early advice, step-by-step guidance, market access, speed of service, personalised service and future planning. It also states that the firm has over 14 years of financial experience and that each client is treated fairly, with support from start to finish.

Through Connect Experts, Premier Commercial Lending Limited currently has two listed advisers: Paul Johnson in Hertfordshire and Shannon Harwood in Norfolk.

Specialist Finance With Expertise and Clarity

Commercial and specialist lending can involve more moving parts than a standard residential mortgage.

A client may need finance for a commercial building, a semi-commercial property, a refurbishment project, a development exit, a short-term bridging requirement, or a second charge facility. Each route can involve different lender criteria, property valuations, repayment plans, exit strategies, loan terms, fees and risk considerations.

Premier Commercial Lending Limited helps clients understand these options clearly. The advice process should be practical, transparent and focused on suitable outcomes. The firm’s approach is built around reviewing the client’s situation, explaining available routes, considering costs, assessing lender criteria and supporting the application through to completion.

Clients may speak to Premier Commercial Lending Limited when they need help with:

• Purchasing or refinancing a commercial property
• Arranging a semi-commercial mortgage
• Securing short-term bridging finance
• Funding property refurbishment
• Reviewing development finance options
• Arranging a development exit facility
• Considering mezzanine finance
• Exploring a second-charge loan
• Raising funds for renovation or business purposes
• Refinancing buy-to-let or HMO property
• Structuring limited company property finance
• Reviewing general insurance needs linked to property or finance arrangements

Adviser Locations and Expertise

Premier Commercial Lending Limited has two advisers listed on Connect Experts.

The adviser locations shown through the company filter are:

• Hertfordshire
• Norfolk

Paul Johnson is listed in Hitchin, Hertfordshire. Shannon Harwood is listed in Norwich, Norfolk. Both advisers are CeMAP qualified and offer face-to-face, online, and telephone appointment options through Connect Experts.

The firm also highlights local knowledge across London, Hertfordshire, Bedfordshire and Buckinghamshire on its own website. Shannon’s Connect Experts profile adds coverage in Norfolk, including Norwich and surrounding areas.

Meet Premier Commercial Lending Limited Experts

Director

Paul Johnson CeMAP | Director and Mortgage Broker

Paul Johnson is a mortgage broker at Premier Commercial Lending Limited in Hitchin, Hertfordshire. He provides structured advice across residential mortgages, buy-to-let, HMOs, limited company mortgages, bridging finance and general insurance. His profile focuses on clear guidance, affordability, lender criteria and long-term financial planning.

Paul supports clients across Hertfordshire and the surrounding areas, including Watford, St Albans, Hemel Hempstead, Stevenage, Hertford and Welwyn Garden City. He also supports clients remotely where appropriate.

Paul’s own team profile describes him as an award-winning adviser specialising in application management. It highlights his ability to ease the stress of the property-buying process by coordinating with the parties involved and supporting complex, self-employed, and commercial cases.

Head of Bridging and Commercial

Shannon Harwood CeMAP | Head of Bridging and Commercial

Shannon Harwood is a mortgage broker at Premier Commercial Lending Limited in Norwich, Norfolk. She supports landlords, property investors and business owners with specialist property finance solutions, including HMO, buy-to-let and limited company mortgages, commercial finance, bridging finance and general insurance.

Shannon works with clients across Norwich and Norfolk, including Wymondham, Aylsham, Diss, Attleborough, North Walsham, Dereham and Great Yarmouth. Her advice can also be provided remotely where appropriate.

Premier Commercial Lending Limited’s own team page describes Shannon as Head of Bridging and Commercial. Her profile focuses on connecting the dots, building partnerships, creating opportunities and supporting clients with complex bridging and commercial finance requirements.

Premier Commercial Lending Limited Areas of Advice

Premier Commercial Lending Limited is built around commercial and specialist lending. Its service range is useful for clients who need advice beyond a simple mortgage application.

Bridging Lending

Bridging finance can support short-term property or business funding needs where speed and flexibility are important. Premier Commercial Lending Limited offers residential bridging, land mortgages, unregulated bridging loans, and property refurbishment finance as part of its bridging lending solutions.

Second Charges

Second charge lending can allow clients to raise funds against an existing property without replacing their primary mortgage. Premier Commercial Lending Limited offers debt consolidation loans, renovation loans, and personal release of funds as second-charge solutions.

Commercial and Development Lending

Premier Commercial Lending Limited supports clients with commercial mortgages, semi-commercial lending, development exit facilities, development finance and mezzanine finance. These options may be relevant for investors, developers, business owners and clients arranging funding for commercial or mixed-use property.

Buy-to-Let, HMO and Limited Company Finance

Through its adviser profiles on Connect Experts, Premier Commercial Lending Limited is also connected with buy-to-let, HMO and limited company mortgage advice. Paul Johnson and Shannon Harwood both have listed expertise in property investment finance, with Shannon’s profile particularly focused on landlords and property investors across Norfolk.

Why Choose Premier Commercial Lending Limited?

Clients may choose Premier Commercial Lending Limited because the firm focuses on specialist property finance, commercial lending and structured advice for cases that may need more detailed lender research.

Premier Commercial Lending Limited stands out for:

• A specialist commercial and property finance focus
• A Hitchin-based registered office
• Adviser coverage in Hertfordshire and Norfolk
• A premium dark, gold and white brand identity
• A clear brand message built around expertise and clarity
• Bridging finance, second charge and commercial lending support
• Development finance, development exit and mezzanine finance guidance
• Buy-to-let, HMO and limited company mortgage knowledge through listed advisers
• Face-to-face, online and telephone appointment options
• Support for landlords, developers, property investors and business owners
• Local knowledge across Hertfordshire, Norfolk and wider areas
• Clear guidance from enquiry through to completion

Premier Commercial Lending Limited’s message is simple. Specialist finance should be explained clearly. Whether a client is buying, refinancing, developing, refurbishing or raising funds against property, the right adviser can help assess the available routes and structure the next step around affordability, suitability and lender criteria.

Choose Your Premier Commercial Lending Limited Experts

Through Connect Experts, clients can find Premier Commercial Lending Limited advisers with experience across commercial property finance, bridging finance, buy-to-let, HMO lending, limited company mortgages, second charges and general insurance.

Whether you need help with a commercial mortgage, development finance, bridging loan, second-charge facility, property refurbishment finance, HMO mortgage, limited company buy-to-let, or specialist refinancing, Premier Commercial Lending Limited can help you understand your options and move forward with a clearer plan.