Advisers matching your first-time buyer mortgage search
You selected first-time buyer mortgages. The advisers shown below may be able to help if you are buying your first home and want guidance on mortgage options, deposits, affordability and the application process.
Buying your first property can involve several steps, from understanding how much you may be able to borrow to preparing documents and comparing lender criteria. Review the adviser profiles below to compare location, experience, languages and contact options before choosing who to speak with.
Want to refine your search? Return to Find a Mortgage Adviser.
What to check before choosing an adviser
Before contacting an adviser, consider whether they can help with:
- First-time buyer mortgage applications
- Deposit and affordability questions
- Agreement in principle guidance
- Gifted deposit cases, where relevant
- Joint applications, where applicable
- New build or shared ownership purchases, where relevant
- Your preferred location, language or contact method
A suitable adviser should explain the process clearly, discuss your circumstances and outline any fees before you decide whether to proceed.
Why these advisers may be relevant
First-time buyer mortgages are designed for people purchasing their first home. Lenders may look at your income, deposit, credit history, employment type, monthly commitments and the property you want to buy.
The advisers shown on this page may be able to explain how the mortgage process works, what documents you may need, how affordability is assessed and which lender criteria may apply to your circumstances.
If you are buying with another person, using a gifted deposit or have a smaller deposit, speaking with an adviser may help you understand your options before applying.
FAQ: First-Time Buyer Mortgage Advisers
| Section | Question / heading | Content |
|---|---|---|
| FAQ | What does a first-time buyer mortgage adviser do? | A first-time buyer mortgage adviser can explain your borrowing options, help you understand lender criteria, review your income and deposit position, and guide you through the mortgage application process. |
| FAQ | Can I choose my own adviser? | Yes. Connect Experts lets you review adviser profiles and choose who you would like to contact. The platform helps you find advisers, but it does not choose a mortgage product for you. |
| FAQ | Do I need a mortgage adviser before viewing properties? | You do not always need one before viewing properties, but speaking with an adviser early may help you understand your budget, deposit position and likely borrowing range before making an offer. |
| FAQ | Can first-time buyers get a mortgage with a small deposit? | Some lenders may consider first-time buyers with smaller deposits, subject to affordability, credit checks, property criteria and lender rules. An adviser can explain what may be available based on your circumstances. |
| FAQ | Does Connect Experts provide mortgage advice? | No. Connect Experts is a mortgage adviser directory and matching platform. Advice is provided by the adviser or firm you choose. |
| Supporting content | Learn more before choosing an adviser | If you are still researching your options, you can explore our mortgage guides before contacting an adviser. |
| Supporting content | Next step | When you are ready, compare the adviser profiles on this page and choose the person who feels best suited to your first-time buyer mortgage journey. |