Advisers matching your bad credit mortgage search
You selected bad credit mortgages. The advisers shown below may be able to help if you are looking for mortgage advice after missed payments, defaults, CCJs, debt management plans, previous arrears, bankruptcy, IVA history or a low credit score.
Bad credit mortgage options can depend on the type of credit issue, when it happened, whether it has been satisfied, your deposit, income, affordability and the lender’s criteria. Review the adviser profiles below to compare location, experience, languages and contact options before choosing who to speak with.
Want to refine your search? Return to Find a Mortgage Adviser.
Why these advisers may be relevant
Bad credit mortgage advice can be useful if your credit history makes it harder to approach mainstream lenders directly. Some lenders may consider applications where there are previous missed payments, defaults, CCJs, debt arrangements or other credit issues, but criteria can vary.
The advisers shown on this page may be able to discuss how your credit history could affect your options, what documents may be needed, and whether your circumstances may fit available lender criteria.
If your main priority is buying your first home, you may also want to search for First-Time Buyer Mortgage Advisers.
What to check before choosing an adviser
Before contacting an adviser, consider whether they can help with:
- Mortgages with previous defaults or CCJs
- Missed or late payment history
- Debt management plans, IVAs or bankruptcy history
- Low-credit-score mortgage applications
- Remortgaging with adverse credit
- First-time buyer cases with credit issues
- Your preferred location, language or contact method
A suitable adviser should explain the process clearly, discuss your circumstances in detail and outline any fees before you decide whether to proceed.
FAQ: Bad Credit Mortgage Advisers UK
| Question | Answer |
|---|---|
| Can I find a mortgage broker who speaks Esan? | Yes. Connect Experts lets you search for mortgage advisers by language, including Esan where adviser availability is listed. |
| Does Connect Experts give mortgage advice? | No. Connect Experts is a mortgage adviser directory and matching platform. Mortgage advice is provided by the adviser or firm you choose. |
| Can an Esan speaking broker help first-time buyers? | Yes, where the adviser offers first-time buyer support. They can explain affordability, deposits, mortgage applications and the steps involved in buying a home. |
| Can I search for an Esan speaking mortgage adviser near me? | Yes. You can search by language and location to help find an adviser who matches your needs. |
| Are mortgage advisers regulated? | Mortgage advice is a regulated activity in the UK. You should check that the adviser or firm you choose is appropriately authorised and able to provide the advice you need. |
| Can an Esan speaking adviser help with buy-to-let mortgages? | Yes, if they offer buy-to-let mortgage advice. They can explain how lenders may assess rental income, deposit levels, property type and ownership structure. |
Important Information
Connect Experts is a mortgage adviser directory and matching platform. We do not provide mortgage advice directly. Advice is provided by the adviser or company you choose.
Authorised and regulated by the Financial Conduct Authority and not a lender. Advisers may have access to a range of lenders. If a lender is introduced, commission may be received after completion. The commission amount may vary by lender and product, but it should not affect the amount you pay under your credit agreement.
A fee may be payable for arranging your mortgage. Your adviser will confirm the amount before you choose to proceed.
Your home or property may be repossessed if you do not keep up repayments on your mortgage or loans secured on it.